Line4

1 min readSwitched off by EBA on 17 March 2026EBA reporting framework 4.2Updated 10 November 2026

Term deposits must equal retail plus wholesale non-financial plus wholesale financial (J 08.00.b, EBA rule v22197_m)

A check in the interest rate risk in the banking book return (IRRBB), on template J 08.00.b, relevant parameters (II).

EBA switched this rule off for filings submitted from 17 March 2026, in a quarterly update to its list of validation rules. It no longer applies, so a failure here does not count, and Line4 Check does not run it.

The rule in plain words

Term deposits must equal these three added up:

  • Retail
  • Wholesale non-financial
  • Wholesale financial

All the values are in the baseline scenario (contractual) column (0030) of J 08.00.b.

EBA writes it out two times. These words are for the first; the others are the same rule on other cells.

The template it checks

Relevant parameters (II) (J 08.00.b)

Rows

  • 0300Term deposits
  • 0310Retail
  • 0320Wholesale non-financial
  • 0330Wholesale financial

Column

  • 0030Baseline scenario (contractual)
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{J_08.00.b,r0300,c0030,} = {J_08.00.b,r0310,c0030,} + {J_08.00.b,r0320,c0030,} + {J_08.00.b,r0330,c0030,}

And 1 more, the same formula for the other cells it covers.

Every IRRBB rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.