Line4

2 min readWarningEBA reporting framework 4.2Updated 10 November 2026

The cell cannot be more than 1 (EBA rule v12532_m)

A warning in the gender pay gap, credit institutions return (REM gender pay gap), on template R 06.00.b, information on the gender pay gap (II).

Check your file against this ruleWhat to do if it fails

The rule in plain words

The cell cannot be more than 1.

EBA checks it for eight columns: all male staff in percent of all staff, all female staff in percent of all staff, all male identified staff in percent based on all identified staff, all female identified staff in percent based on all identified staff, gender pay gap of all staff, based on median, gender pay gap of all staff, based on mean, gender pay gap of identified staff, based on median and gender pay gap of identified staff based on mean. And for five rows: quartile 1 (low), quartile 2 (low to medium), quartile 3 (medium to high), quartile 4 (high), and total staff or identified staff. That makes 40 checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Gender pay gap of identified staff based on mean: Quartile 4 (high) <= 1

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Work out both sides from your file, as the rule in plain words sets out, and compare them.
  3. 03EBA compares the values exactly here: there is no rounding tolerance.
  4. 04It runs only when your filing indicators mark R 06.00 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Information on the gender pay gap (II) (R 06.00.b)

Rows

  • 0030Quartile 1 (low)
  • 0040Quartile 2 (low to medium)
  • 0050Quartile 3 (medium to high)
  • 0060Quartile 4 (high)
  • 0070Total staff/identified staff

Columns

  • 0020All male staff in percent of all staff
  • 0030All female staff in percent of all staff
  • 0040All male identified staff in percent based on all identified staff
  • 0050All female identified staff in percent based on all identified staff
  • 0060Gender pay gap of all staff, based on median
  • 0070Gender pay gap of all staff, based on mean
  • 0080Gender pay gap of identified staff, based on median
  • 0090Gender pay gap of identified staff based on mean
Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{R_06.00.b,r0060,c0090,} <= 1

The next five:

{R_06.00.b,r0070,c0020,} <= 1{R_06.00.b,r0030,c0030,} <= 1{R_06.00.b,r0060,c0060,} <= 1{R_06.00.b,r0070,c0090,} <= 1{R_06.00.b,r0040,c0090,} <= 1

And 34 more, the same formula for the other cells it covers.

Every REM gender pay gap rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.