Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Available stable funding must equal the sum of its nine parts (C 81.00.c, EBA rule v11668_m)

A warning in the net stable funding ratio return (NSFR), on templates C 81.00.a, nSFR - available stable funding (I), total, C 81.00.b, nSFR - available stable funding (II), total and C 81.00.c, nSFR - available stable funding (III), total.

Check your file against this ruleWhat to do if it fails

The rule in plain words

Available stable funding must equal these nine added up:

  • ASF from capital items and instruments
  • ASF from retail deposits
  • ASF from other non-financial customers (except central banks)
  • ASF from liabilities and committed facilities within a group or an IPS if subject to preferential treatment
  • ASF from financial customers and central banks
  • ASF from liabilities provided where the counterparty cannot be determined
  • ASF from interdependent liabilities
  • ASF from other liabilities
  • ASF from net derivatives liabilities
How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

C_81.00.C: AVAILABLE STABLE FUNDING, Available stable funding = C_81.00.A: ASF from capital items and instruments, Available stable funding + C_81.00.A: ASF from retail deposits, Available stable funding + C_81.00.A: ASF from other non-financial customers (except central banks), Available stable funding + C_81.00.A: ASF from liabilities and committed facilities within a group or an IPS if subject to preferential treatment, Available stable funding + C_81.00.A: ASF from financial customers and central banks, Available stable funding + C_81.00.A: ASF from liabilities provided where the counterparty cannot be determined, Available stable funding + C_81.00.A: ASF from interdependent liabilities, Available stable funding + C_81.00.A: ASF from other liabilities, Available stable funding + C_81.00.B: ASF from net derivatives liabilities, Available stable funding

What to do if your filing fails it

  1. 01Open the templates below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong row, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 81.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

NSFR - available stable funding (I), total (C 81.00.a)

Rows

  • 0020ASF from capital items and instruments
  • 0070ASF from retail deposits
  • 0130ASF from other non-financial customers (except central banks)
  • 0220ASF from liabilities and committed facilities within a group or an IPS if subject to preferential treatment
  • 0230ASF from financial customers and central banks
  • 0310ASF from liabilities provided where the counterparty cannot be determined
  • 0330ASF from interdependent liabilities
  • 0390ASF from other liabilities

Column

  • 0100Available stable funding

NSFR - available stable funding (II), total (C 81.00.b)

Row

  • 0320ASF from net derivatives liabilities

Column

  • 0100Available stable funding

NSFR - available stable funding (III), total (C 81.00.c)

Row

  • 0010AVAILABLE STABLE FUNDING

Column

  • 0100Available stable funding
Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{C_81.00.c,r0010,c0100,} = {C_81.00.a,r0020,c0100,} + {C_81.00.a,r0070,c0100,} + {C_81.00.a,r0130,c0100,} + {C_81.00.a,r0220,c0100,} + {C_81.00.a,r0230,c0100,} + {C_81.00.a,r0310,c0100,} + {C_81.00.a,r0330,c0100,} + {C_81.00.a,r0390,c0100,} + {C_81.00.b,r0320,c0100,}

Every NSFR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.