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1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

RSF from loans, amount must equal RSF from loans, < 1 year plus RSF from loans, ≥ 1 year (EBA rule v11403_m)

A warning in the net stable funding ratio return (NSFR), on templates C 82.00.a, nSFR - simplified required stable funding (I), total and C 84.00.a, nSFR - Summary.Total (I).

Check your file against this ruleWhat to do if it fails

The rule in plain words

For RSF from loans: amount must equal < 1 year plus ≥ 1 year.

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

C_84.00.A: RSF from loans, Amount = C_82.00.A: RSF from loans, < 1 year + C_82.00.A: RSF from loans, ≥ 1 year

What to do if your filing fails it

  1. 01Open the templates below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong column, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 84.00 and C 82.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

NSFR - simplified required stable funding (I), total (C 82.00.a)

Row

  • 0240RSF from loans

Columns

  • 0010< 1 year
  • 0020≥ 1 year

NSFR - Summary.Total (I) (C 84.00.a)

Row

  • 0050RSF from loans

Column

  • 0010Amount

A worked example

The first of its checks, with simple numbers.

Illustrative values
RSF from loans, < 1 year1,200
RSF from loans, ≥ 1 year800
Together2,000
What the rule then expects

RSF from loans, amount must then be 2,000.

2,000Passes
2,100Fails

A file that reports 2,000 passes. One that reports 2,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{C_84.00.a,r0050,c0010,} = sum({C_82.00.a,r0240,c0010,},{C_82.00.a,r0240,c0020,})

Every NSFR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.