1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Available stable funding: amount must equal ≥ 1 year plus < 1 year (C 84.00.d, EBA rule v11387_m)

A warning in the net stable funding ratio return (NSFR), on templates C 83.00.c, nSFR - simplified available stable funding (II), total and C 84.00.d, nSFR - Summary.Total (IV).

The rule in plain words

For available stable funding: amount must equal ≥ 1 year plus < 1 year.

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

C_84.00.D: AVAILABLE STABLE FUNDING, Amount = C_83.00.C: AVAILABLE STABLE FUNDING, ≥ 1 year + C_83.00.C: AVAILABLE STABLE FUNDING, < 1 year

What to do if your filing fails it

  1. 01Open the templates below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong column, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 83.00 and C 84.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

NSFR - simplified available stable funding (II), total (C 83.00.c)

Row

  • 0010AVAILABLE STABLE FUNDING

Columns

  • 0010< 1 year
  • 0020≥ 1 year

NSFR - Summary.Total (IV) (C 84.00.d)

Row

  • 0120AVAILABLE STABLE FUNDING

Column

  • 0010Amount

A worked example

The first of its checks, with simple numbers.

Illustrative values
Available stable funding, ≥ 1 year1,200
Available stable funding, < 1 year800
Together2,000
What the rule then expects

Available stable funding, amount must then be 2,000.

2,000Passes
2,100Fails

A file that reports 2,000 passes. One that reports 2,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{C_84.00.d,r0120,c0010,} = sum({C_83.00.c,r0010,c0020,},{C_83.00.c,r0010,c0010,})

Every NSFR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.