1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Required stable funding, amount must equal the sum of its four parts (C 84.00.x, EBA rule v11382_m)

A warning in the net stable funding ratio return (NSFR), on templates C 80.00.x, nSFR - required stable funding (III), significant currencies and C 84.00.x, nSFR - Summary.Significant currencies (III).

The rule in plain words

For required stable funding: amount must equal these four added up:

  • ≥ 1 year
  • ≥ 6 months to < 1 year
  • < 6 months
  • HQLA
How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

C_84.00.X: REQUIRED STABLE FUNDING, Amount = C_80.00.X: REQUIRED STABLE FUNDING, ≥ 1 year + C_80.00.X: REQUIRED STABLE FUNDING, ≥ 6 months to < 1 year + C_80.00.X: REQUIRED STABLE FUNDING, < 6 months + C_80.00.X: REQUIRED STABLE FUNDING, HQLA

What to do if your filing fails it

  1. 01Open the templates below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong column, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 84.00 and C 80.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

NSFR - required stable funding (III), significant currencies (C 80.00.x)

Row

  • 0010REQUIRED STABLE FUNDING

Columns

  • 0010< 6 months
  • 0020≥ 6 months to < 1 year
  • 0030≥ 1 year
  • 0040HQLA

NSFR - Summary.Significant currencies (III) (C 84.00.x)

Row

  • 0010REQUIRED STABLE FUNDING

Column

  • 0010Amount

A worked example

The first of its checks, with simple numbers.

Illustrative values
Required stable funding, ≥ 1 year1,200
Required stable funding, ≥ 6 months to < 1 year800
Required stable funding, < 6 months450
Required stable funding, HQLA300
Together2,750
What the rule then expects

Required stable funding, amount must then be 2,750.

2,750Passes
2,850Fails

A file that reports 2,750 passes. One that reports 2,850 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{C_84.00.x,r0010,c0010,} = sum({C_80.00.x,r0010,c0030,},{C_80.00.x,r0010,c0020,},{C_80.00.x,r0010,c0010,},{C_80.00.x,r0010,c0040,})

Every NSFR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.