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1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Own fund requirement must equal the largest of three values (EBA rule v11142_m)

A warning in the investment firms, class 2 return (IFR class 2), on template I 02.01, own funds requirements.

Check your file against this ruleWhat to do if it fails

The rule in plain words

Own fund requirement must equal the largest of permanent minimum capital requirement, fixed overhead requirement and total K-factor requirement.

All the values are in the amount column (0010) of I 02.01.

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

Own fund requirement = the largest of Permanent minimum capital requirement, Fixed overhead requirement and Total K-Factor Requirement

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Work out both sides from your file, as the rule in plain words sets out, and compare them.
  3. 03EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  4. 04It runs only when your filing indicators mark I 02.01 as reported.
  5. 05This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Own funds requirements (I 02.01)

Rows

  • 0010Own fund requirement
  • 0020Permanent minimum capital requirement
  • 0030Fixed overhead requirement
  • 0040Total K-Factor Requirement

Column

  • 0010Amount
Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{I_02.01,r0010,c0010,} = max({I_02.01,r0020,c0010,},{I_02.01,r0030,c0010,},{I_02.01,r0040,c0010,})

Every IFR class 2 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.