Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

RSF from OBS items must equal the sum of its five parts (C 82.00.a, EBA rule v10058_m)

A warning in the net stable funding ratio return (NSFR), on template C 82.00.a, nSFR - simplified required stable funding (I), total.

Check your file against this ruleWhat to do if it fails

The rule in plain words

RSF from OBS items must equal these five added up:

  • Committed facilities within a group or an IPS if subject to preferential treatment
  • Commited facilities
  • Trade finance off-balance sheet items
  • Non-performing off-balance sheet items
  • Other off-balance sheet exposures determined by competent authorities

EBA checks it for three columns: < 1 year, ≥ 1 year and required stable funding. That makes three checks. A failure names the one that failed.

How the Line4 Check report words itShow

The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.

Required stable funding: RSF from OBS items = committed facilities within a group or an IPS if subject to preferential treatment + commited facilities + trade finance off-balance sheet items + non-performing off-balance sheet items + other off-balance sheet exposures determined by competent authorities

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark C 82.00 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

NSFR - simplified required stable funding (I), total (C 82.00.a)

Rows

  • 0400RSF from OBS items
  • 0410committed facilities within a group or an IPS if subject to preferential treatment
  • 0420commited facilities
  • 0430trade finance off-balance sheet items
  • 0440non-performing off-balance sheet items
  • 0450other off-balance sheet exposures determined by competent authorities

Columns

  • 0010< 1 year
  • 0020≥ 1 year
  • 0100Required stable funding

A worked example

The first of its checks, with simple numbers.

Illustrative values
committed facilities within a group or an IPS if subject to preferential treatment1,200
commited facilities800
trade finance off-balance sheet items450
non-performing off-balance sheet items300
other off-balance sheet exposures determined by competent authorities150
Together2,900
What the rule then expects

RSF from OBS items must then be 2,900.

2,900Passes
3,000Fails

A file that reports 2,900 passes. One that reports 3,000 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.

{C_82.00.a,r0400,c0100,} = {C_82.00.a,r0410,c0100,} + {C_82.00.a,r0420,c0100,} + {C_82.00.a,r0430,c0100,} + {C_82.00.a,r0440,c0100,} + {C_82.00.a,r0450,c0100,}

The next two:

{C_82.00.a,r0400,c0010,} = {C_82.00.a,r0410,c0010,} + {C_82.00.a,r0420,c0010,} + {C_82.00.a,r0430,c0010,} + {C_82.00.a,r0440,c0010,} + {C_82.00.a,r0450,c0010,}{C_82.00.a,r0400,c0020,} = {C_82.00.a,r0410,c0020,} + {C_82.00.a,r0420,c0020,} + {C_82.00.a,r0430,c0020,} + {C_82.00.a,r0440,c0020,} + {C_82.00.a,r0450,c0020,}

Every NSFR rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.