Line4

1 min readWarningEBA reporting framework 4.2Updated 10 November 2026

Deposits must equal the sum of its six parts (F 20.06, EBA rule v0995_m)

A warning in the financial reporting return (FINREP 9), on template F 20.06, geographical breakdown of liabilities by residence of the counterparty.

Check your file against this ruleWhat to do if it fails

The rule in plain words

Deposits must equal these six added up:

  • Central banks
  • General governments
  • Credit institutions
  • Other financial corporations
  • Non-financial corporations
  • Households

All the values are in the carrying amount column (0010) of F 20.06.

How the Line4 Check report words itShow

Word for word as the report shows it when the rule fails.

Deposits = Central banks + General governments + Credit institutions + Other financial corporations + Non-financial corporations + Households

What to do if your filing fails it

  1. 01Open the template below and find the cells the rule reads.
  2. 02Add up the parts in your file and compare the result with the total.
  3. 03If they differ, a part is missing, a value sits in the wrong row, or the total is out of date.
  4. 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
  5. 05It runs only when your filing indicators mark F 20.06 as reported.
  6. 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.

The cells it reads

Geographical breakdown of liabilities by residence of the counterparty (F 20.06)

Rows

  • 0070Deposits
  • 0080Central banks
  • 0090General governments
  • 0100Credit institutions
  • 0110Other financial corporations
  • 0120Non-financial corporations
  • 0130Households

Column

  • 0010Carrying amount

A worked example

The first of its checks, with simple numbers.

Illustrative values
Central banks1,200
General governments800
Credit institutions450
Other financial corporations300
Non-financial corporations150
Households100
Together3,000
What the rule then expects

Deposits must then be 3,000.

3,000Passes
3,100Fails

A file that reports 3,000 passes. One that reports 3,100 fails, by 100.

The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.

Show the rule as writtenShow

EBA's formula. Cells are written as {template, row, column, sheet}.

{F_20.06,r0070,c0010,} = {F_20.06,r0080,c0010,} + {F_20.06,r0090,c0010,} + {F_20.06,r0100,c0010,} + {F_20.06,r0110,c0010,} + {F_20.06,r0120,c0010,} + {F_20.06,r0130,c0010,}

Every FINREP 9 rule, by template

Checks like this one, run at the point of submission, are the first step to real-time supervision.