The rule in plain words
For loan commitments given: nominal amount cannot be less than provisions for commitments and guarantees given.
The template it checks
Geographical breakdown of off-balance sheet exposures by residence of the counterparty (a) (F 20.05.a)
Row
- 0010Loan commitments given
Column
- 0010Nominal amount
Row
- 0010Loan commitments given
Column
- 0030Provisions for commitments and guarantees given
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EBA's formula. Cells are written as {template, row, column, sheet}.
{F_20.05.a,r0010,c0010,} >= {F_20.05.b,r0010,c0030,}Other rules on F 20.05.a
- Forborne nominal amount cannot be more than nominal amount (v3138_m)Warning
- Non-performing nominal amount cannot be more than nominal amount (v3139_m)Warning
- None of the nine values it checks in geographical breakdown of off-balance sheet exposures can be negative (v3965_s)Warning
- Loan commitments given, forborne nominal amount cannot be negative (v4361_s)Warning
- Defaulted nominal amount cannot be more than non-performing nominal amount (v7904_m)Warning
- Financial guarantees given: nominal amount cannot be less than provisions for commitments and guarantees given (v12015_m)Not run yet
- Other commitments given: nominal amount cannot be less than provisions for commitments and guarantees given (v12016_m)Not run yet
Every FINREP 9 rule, by template
Checks like this one, run at the point of submission, are the first step to real-time supervision.