The rule in plain words
Other EEA countries activities must equal small and medium-sized Enterprises plus non-financial corporations other than SMEs.
EBA checks it for four columns: actual current position, planned Year 1 Position, planned Year 2 Position and planned Year 3 Position. That makes four checks. A failure names the one that failed.
How the Line4 Check report words itShowHide
The first of its checks, word for word as the report shows it when it fails. The others read the same, with their own column, row or sheet.
Actual current position: Other EEA countries activities = Small and Medium-sized Enterprises + Non-financial corporations other than SMEs
What to do if your filing fails it
- 01Open the template below and find the cells the rule reads.
- 02Add up the parts in your file and compare the result with the total.
- 03If they differ, a part is missing, a value sits in the wrong cell, or the total is out of date.
- 04EBA allows a small rounding difference, worked out from the decimals each value is reported with.
- 05It runs only when your filing indicators mark P 02.07 as reported.
- 06This is a warning. It does not stop the filing on its own, but your authority may ask you to explain it.
The cells it reads
Loan assets Acquisitions, Run-Offs and disposals plans (P 02.07)
Rows
- 141Other EEA countries activities
- 142Small and Medium-sized Enterprises
- 143Non-financial corporations other than SMEs
Columns
- 010Actual current position
- 030Planned Year 1 Position
- 040Planned Year 2 Position
- 050Planned Year 3 Position
A worked example
The first of its checks, with simple numbers.
Other EEA countries activities must then be 2,000.
A file that reports 2,000 passes. One that reports 2,100 fails, by 100.
The numbers are illustrative, reported to the unit, so the rounding tolerance does not change the result.
Show the rule as writtenShowHide
EBA's formula, as written out for the first of its checks. Cells are written as {template, row, column, sheet}.
{P_02.07,r141,c010,} = {P_02.07,r142,c010,} + {P_02.07,r143,c010,}The next three:
{P_02.07,r141,c050,} = {P_02.07,r142,c050,} + {P_02.07,r143,c050,}{P_02.07,r141,c040,} = {P_02.07,r142,c040,} + {P_02.07,r143,c040,}{P_02.07,r141,c030,} = {P_02.07,r142,c030,} + {P_02.07,r143,c030,}Other rules on P 02.07
- Loans collateralised by residential immovable property cannot be more than other EEA countries activities (v08922_m)Warning
- Loans collateralised by residential immovable property cannot be more than domestic activities (v08921_m)Warning
- Loans and advances to other financial corporations (excl. reverse repurchase loans) must equal the sum of its three parts (v08920_m)Warning
- Loans and advances to credit institutions (excl. reverse repurchase loans) must equal the sum of its three parts (v08919_m)Warning
- Loans to non-financial corporations (excl. reverse repurchase loans) must equal the sum of its three parts (v08918_m)Warning
- Loans and advances to households (excl. reverse repurchase loans) must equal the sum of its three parts (v08917_m)Warning
- Domestic activities must equal the sum of its two parts (v5930_h)Warning
- The absolute value of domestic activities cannot be less than the absolute value of small and medium-sized Enterprises (v23583_h)Warning
Checks like this one, run at the point of submission, are the first step to real-time supervision.