{"name":"Line4 regulatory submissions library","licence":"CC BY 4.0 for Line4's records; regulators' documents remain theirs","license_url":"https://creativecommons.org/licenses/by/4.0/","credit":"Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai","last_checked":"2026-11-13","url":"https://www.line4.ai/regulatory-returns","regulators":[{"id":"fin-fsa","last_checked":"2026-11-13","regulator":{"name":"Finanssivalvonta (Financial Supervisory Authority, Finland)","short_name":"FIN-FSA","country":"Finland","country_code":"FI","region":"Europe","website":"https://www.finanssivalvonta.fi/en/","what_it_does":"The FIN-FSA supervises Finland's financial and insurance sectors: banks, insurance and pension companies and other insurance-sector companies, investment firms, fund management companies and the Helsinki Stock Exchange. Its objective is balanced operation of these firms in stable financial markets, protection of the rights of the insured and public confidence in the markets; it works administratively with the Bank of Finland but decides independently.","source":"https://www.finanssivalvonta.fi/en/about-the-fin-fsa/organisation-and-tasks/"},"scope":{"text":"Every periodic return FIN-FSA lists for the main populations it supervises, as far as its reporting pages describe them: 67 returns, of which 30 national (FIN-FSA's own; group names end '(national)') and 37 EU-harmonised returns that FIN-FSA collects (group names end '(EU, EBA)', '(EU, EIOPA)', '(EU, EIOPA and ECB)', '(EU, ESAs)' or '(EU, ESMA)'). For EU returns this entry records only the Finnish facts (the Reporter Portal filing route, FIN-FSA's own documents and national notes); the templates and EU validation rules are in the library's EBA and EIOPA entries, or described from FIN-FSA's own pages where no EBA, EIOPA or ESMA library entry exists yet (AIFMD, MiFIR transaction reporting, CSDR Article 9 internalised settlement). Anchor lists: (1) FIN-FSA's 'Reporting' hub and its sector pages for credit institutions, payment service providers, insurance (read in Finnish, where only the Finnish and Swedish versions give the national detail; the English pages cover the EU Solvency II facts only) and investment service providers/fund management companies/AIFMs, each with a table of 'what should be reported': the regulation or guideline, the report code and name, the frequency and reference dates, and the submission date; (2) FIN-FSA's reporting maps (financial sector and insurance sector, in English and Finnish) and the insurance-sector data-collection map (tiedonkeruukartta), a seven-page table of every national insurance module with the entity types that file it; (3) the dedicated AIFMD reporting and CSDR9 reporting pages; and (4) the transaction-reporting page for MiFIR Article 26. Covered: credit institutions and their branches (FINREP, the COREP family, G-SII, remuneration benchmarking, asset encumbrance, funding plans, supervisory benchmarking, IRRBB, financial conglomerates, ESG, DORA, and the national loan-to-value, mortgage-bank, risk-assessment and consumer-lending-default returns); payment and e-money institutions (the national MA, MU, MJ and MV returns, DORA and the risk-assessment questionnaire); investment firms, fund management companies and AIFMs (FINREP, COREP OF, the IFR class 2/3 prudential reports, high-earners remuneration, AIFMD reporting, MiFIR transaction reporting, DORA and the risk-assessment questionnaire); and, in the greatest depth, insurers and occupational pension providers, with particular attention to Finland's earnings-related (employee) pension insurers: the Solvency II EU returns (both the standard quarterly/annual solo and group reports and the financial-stability variants EIOPA collects from the largest firms, noting that FIN-FSA's solo filings combine the standard report with the ECB statistics add-on under the EIOPA 'QES' and 'AES' codes), the EU occupational-pension statistics collected for the ECB (PF QEI, PF AEI, PF AEE) and, under FIN-FSA's own regulation 1/2011, the full national return set for employee pension insurance companies, the Farmers' Social Insurance Institution's pension scheme, the Seafarers' Pension Fund, pension funds and foundations, Keva, life and non-life insurers (including EEA branches and cross-border providers), insurance brokers, sickness funds and unemployment funds. Left out: event-driven notifications (the 'Notifications' hub: DORA major-incident and significant-cyber-threat reports, fit-and-proper notifications, short-selling and major-shareholding flagging, inside-information delay notices, and others); issuer and investor reporting under the 'Reporting for capital market participants' page (covered instead on FIN-FSA's Issuers and investors pages, outside this file's reporting-page anchors); EBA/EIOPA/ESMA modules FIN-FSA's own pages do not name (for example NSFR disclosure templates beyond COREP NSFR itself, MREL/TLAC, benchmarking of credit risk and market risk beyond the SBP family named, MiCA issuer and crypto-asset-service provider reporting, PEPP, EMIR and most of the AMLA data collections); crowdfunding service providers, credit purchasers and servicers, consumer-credit providers and peer-to-peer loan brokers, and mortgage credit intermediaries, whose reporting-requirement pages were not found to list a 'what should be reported' table of the kind the four main sector pages give; the Bank of Finland's own statistical data collection, which FIN-FSA's pages repeatedly point to as a separate collection; and the SFCR and RSR Solvency II narrative reports (no FIN-FSA reporting-page table naming them separately from the quantitative return was found; see gaps).","source":"https://www.finanssivalvonta.fi/en/reporting/"},"submission_systems":[{"name":"Reporter Portal (Raportoijan portaali) and Validation Service","what":"FIN-FSA's portal for most periodic reporting: EU EBA and EIOPA XBRL modules (XBRL-XML or, from mid-January 2026, xBRL-CSV for DPM versions 4.0-4.2), national CSV and XBRL modules under FIN-FSA's 'Vakra' (insurance-sector) and 'Virati' (banking-sector) national data-collection arrangements, AIFMD XML reports (from reference date 30 September 2023) and CSDR9 internalised-settlement XML reports. Users log in with Suomi.fi e-Authentication and the Suomi.fi e-Authorisations service. Each reporting obligation is listed with its reference date, national reporting code and, for AIFMD, ESMA reporting codes. A separate Validation Service mirrors the Portal so firms can test validations and submissions before filing for real. The login pages themselves (reporting.finanssivalvonta.fi and validointipalvelu-raportointi.finanssivalvonta.fi) were not requested; only FIN-FSA's public pages about them were read.","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-to-fin-fsa/","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-to-fin-fsa/"},{"name":"MiFIR transaction reporting (SFTP)","what":"An SFTP connection used to send MiFIR Article 26 transaction reports. A firm registers for the service with a form giving the public key of an SSH key pair it generates; FIN-FSA sends the SFTP credentials by secure email. FIN-FSA processes incoming files continuously through the day and sends feedback messages between 19:00 and 06:00. A separate test service mirrors production for pre-live testing.","url":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},{"name":"Secure email","what":"FIN-FSA's recommended channel for supervised entities to send confidential information, including reporting correspondence; automatic feedback messages from FIN-FSA's reporting system and reporting helpdesk replies use secure email. Individual messages are stored for 60 days. The secure-email service itself (securemail.bof.fi) is a login-based mail system and was not requested; only FIN-FSA's public page about it was read.","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/"}],"licence":{"name":"Finanssivalvonta (FIN-FSA): Disclaimer, section 'Copyright'","quote":"Except where otherwise stated, texts, graphics and recordings on this website are the copyright of the FIN-FSA. [...] Material provided on the FIN-FSA website may be used to a limited extent and as provided for in copyright law, provided the source is stated. If the source is other than the FIN-FSA, there may be restrictions on use of the information. You can check these from the FIN-FSA's Communications unit (finanssivalvonta(at)fiva.fi). On your own website, you may add links to the FIN-FSA website. However, please remember that responsibility for whether or not a link is up-to-date lies with the creator of the link. The creation of links to individual images is prohibited.","url":"https://www.finanssivalvonta.fi/en/about-the-fin-fsa/statements-and-guidelines/disclaimer/","checked":"2026-11-13","redistribution":"unclear","conditions":"State the source. Use is allowed only to a limited extent and as copyright law provides. Material from other sources may carry its own restrictions. Links to the FIN-FSA website are allowed; links to individual images are not.","decision":"link-only","decision_reason":"The FIN-FSA allows limited use of its material with the source stated, and links to its website, but does not say that whole documents may be copied and shared. So the library describes each return in its own words, links the FIN-FSA's pages and records each file's size and SHA-256, without keeping copies.","required_notice":"Source: Finanssivalvonta (Financial Supervisory Authority, FIN-FSA), https://www.finanssivalvonta.fi"},"public_filed_data":[{"name":"Supervisory Disclosure (CRD Annex IV aggregate statistics)","level":"aggregate","description":"Aggregated national statistical data on less significant credit institutions (LSIs), in six parts: consolidated data per competent authority, credit risk, market risk, operational risk, supervisory measures and administrative penalties, and waivers. Data on significant institutions under the ECB's direct supervision are published by the ECB instead. Updated periodically (the file read is dated 2026).","url":"https://www.finanssivalvonta.fi/globalassets/fi/pankki/vakavaraisuusvalvojan-tiedonantovelvollisuus/fi_crd_annexiv_2026_v01.xlsx","format":"Excel","returns":["eu-corep-of","eu-finrep"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/banks/supervisory-disclosure/"},{"name":"Key financial figures (banks and capital-market firms)","level":"firm-level","description":"The page states these key figures are 'derived from individual banks or credit organisations' or investment firms' submission of data to the Financial Supervisory Authority' - confirmed firm-level. The page itself is titled 'Key financial figures 2016-2025' and embeds an interactive dashboard that runs in the browser, which the library's tools do not read; the page title says it covers 2016-2025; the static Excel files offered for direct download on the page are an older archived series and only cover 2014-2015.","url":"https://www.finanssivalvonta.fi/en/statistics/banks/key-financial-figures/","format":"Excel","returns":["eu-finrep","eu-corep-of"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/banks/key-financial-figures/"},{"name":"Statistical data under Solvency II (Templates A-D)","level":"aggregate","description":"Confirmed aggregate: the file itself is headed 'ANNEX I - TEMPLATES FOR THE DISCLOSURE OF AGGREGATE STATISTICAL DATA'. Template A gives Finland-wide totals (assets, liabilities, own funds, SCR) for 2022-2025 and Template B gives Finland-wide counts and totals for insurance groups; no individual firm is named. Templates C and D add the same kind of aggregate data from the supervisory authority's own calculations.","url":"https://www.finanssivalvonta.fi/contentassets/3400d50ef24944e0aa78393bdce5c696/2022_2025_sii_a_b_en.xlsx","format":"Excel","returns":["eu-qes","eu-aes","eu-qrg","eu-arg"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/solvency-ii/"},{"name":"Pension insurance statistics","level":"firm-level","description":"Confirmed firm-level: the key-figures workbook (2025_tunnusluvut_e_fi_sv_en.xlsx, read 13 Nov 2026) names each employee pension insurance company in its own column (for example 'Keskinäinen Eläkevakuutusyhtiö Etera', 'Eläkevakuutusosakeyhtiö Veritas') and was last updated 2 June 2026. The 'only to 2010' note in an earlier version of this entry was wrong: the page currently offers current series (labelled '2017-', '2022-' etc., with files dated into 2026) for employee pension insurance companies and industry-wide/company pension funds, alongside older 2001-2016 archive files.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/","format":"Excel (xls)","returns":["va","vb","vd","vg","vp"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/"},{"name":"Life and non-life insurance statistics, including foreign (EEA) insurers' operations in Finland","level":"firm-level","description":"Mixed, confirmed by opening files: the non-life 'result by insurance classes' workbook (2025_vm01c_tilasto_420.xlsx, the VM01c table) is a pivot table with a company selector defaulted to '(All)', so it carries firm-level data firm by firm even though the default view shows the total; it is 9.1 MB. The quarterly 'premium written and claims paid' workbooks and the EEA-insurers'-operations workbooks show Finland-wide or by-country totals only, with no firm named, so those parts are aggregate. Kept as 'firm-level' overall because the VM01c pivot is the one that matches a return in this file. Coverage is current (2026 Q2 for premium/claims, 2025 for EEA operations), not 'up to 2022' as an earlier version of this entry said.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/life-insurance/","format":"Excel","returns":["va","vb","ve","vk","vm"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/life-insurance/"},{"name":"Insurance brokers statistics","level":"firm-level","description":"Confirmed firm-level: the comparison workbook (meklaritilasto_2016-2025_en-.xlsx) has a pivot table with one summary sheet per named insurance broker. Current coverage runs 2016-2025 (and earlier rolling 10-year workbooks back to 2005-2014), not 'up to around 2015-2016' as an earlier version of this entry said; PDF annual reports from 2004 are also linked.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/insurance-brokers/","format":"PDF and Excel","returns":["vq"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/insurance-brokers/"},{"name":"Statistics on capital market actors","level":"aggregate","description":"An interactive dashboard that runs in the browser; the page carries almost no text beyond its title and a 'Fullscreen mode' control, so the aggregate/firm-level split could not be read from the page itself with this library's access rules (no browser, no JavaScript). Kept as 'aggregate' on the basis that FIN-FSA describes its capital-markets statistics pages as sector-level views; not independently confirmed from the dashboard's own data.","url":"https://www.finanssivalvonta.fi/en/statistics/capital-markets/statistics-on-capital-market-actors/","format":"Interactive online dashboard","returns":["eu-finrep","eu-corep-of"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/capital-markets/statistics-on-capital-market-actors/"},{"name":"Solvency of the financial sector","level":"aggregate","description":"Three interactive dashboards that run in the browser (banking and conglomerates; life/non-life insurance; employee pension sector); the page carries almost no text beyond the three headings and 'Fullscreen mode' controls, so the aggregate/firm-level split could not be read from the page itself with this library's access rules (no browser, no JavaScript). Kept as 'aggregate' on the basis of the page's own 'solvency of the financial sector' framing (sector-wide, not firm by firm); not independently confirmed from the dashboards' own data.","url":"https://www.finanssivalvonta.fi/en/statistics/Solvency-of-the-financial-sector/","format":"Interactive online dashboard","returns":["eu-corep-of","eu-qes","eu-aes","vd"],"reuse":"No separate terms stated; the general FIN-FSA disclaimer applies (see the licence block).","source":"https://www.finanssivalvonta.fi/en/statistics/Solvency-of-the-financial-sector/"}],"gaps":["Finnish (reg. 1/2011) and Swedish are the only languages FIN-FSA's pages give for the national facts on payment service providers, insurance undertakings, and the detail behind investment service providers/fund management companies/AIFMs' national tables; the English versions of these sector pages say 'Information is available only in Finnish and in Swedish' and link to the Finnish page, which is what was read and translated here. The English pages were used wherever they did carry the national table (credit institutions; investment firms/fund management companies/AIFMs).","FIN-FSA regulations and guidelines 5/2014 (asset encumbrance reporting, basis for the AE return): the only link found to it (an old /admin/CMS/~/link/ redirect on the credit-institutions reporting page) answered FAILED 403 when requested directly; guessed current-scheme URLs (e.g. .../capital-adequacy/05_2014/) all answered 404. Not accessible; the AE return's legal_basis instead cites the credit-institutions page that names '5/2014 section 3'.","ESMA's own site (esma.europa.eu) is not a cleared host for this file, so the AIFMD reporting templates, ESMA's AIFMD reporting IT technical guidance, the consolidated AIFMD reporting template, and the ESMA guidelines and technical instructions for CSDR Article 9 internalised settlement and for MiFIR transaction reporting, all linked from FIN-FSA's own pages, were not requested and are not recorded as documents.","EIOPA's site (www.eiopa.europa.eu) answered inconsistently when requested: one guideline page (EIOPA-BoS/18-114, on occupational-pension information requests) answered FAILED 404, and two others (the EIOPA-BoS-15/107 financial-stability-reporting guideline page, and a non-www eiopa.europa.eu guidelines page) answered 429 (Too Many Requests) or 404 on the attempts made. These EIOPA guidelines are instead cited by the FIN-FSA page that names them, which was read successfully.","No reporting-requirement table ('what should be reported', in the form the credit-institutions, payment, insurance and investment-firm pages give) was found for: crowdfunding service providers, credit purchasers and credit servicers, consumer credit providers and peer-to-peer loan brokers, consumer credit intermediaries, and mortgage credit intermediaries. Their authorisation and regulation pages were checked; none of them link a reporting-requirement list of the kind the four main sector pages give, so no returns for these populations are recorded here.","FIN-FSA's reporting pages were not found to name the Solvency and Financial Condition Report (SFCR) or the Regular Supervisory Report (RSR) as separate filings alongside the quantitative Solvency II returns (unlike, for example, Sweden's FI, which lists SFCR and RSR as EIOPA-id returns). FIN-FSA's insurance regulation pages were not individually checked for an SFCR/RSR filing route; not recorded as a return here.","The 'Key financial figures' statistics page for banks and capital-market firms (statistics/banks/key-financial-figures/) is titled 'Key financial figures 2016-2025' and embeds an interactive dashboard that runs in the browser; this library's access rules do not allow running that JavaScript widget, so the current 2016-2025 figures in it could not be read directly. The only files downloadable as plain links on the page are an older 2014-2015 vintage archive. Not a discontinued dataset, just one this library cannot open past the archive files.","The pension-insurance statistics page's 'Analysis of net investment income and result' workbooks are dated 2006-2010; other files on the same page ('Comparison of key figures') were not individually opened to check whether they run to a later year.","FIN-FSA's reporting map PDFs (financial sector, insurance sector, English and Finnish) were read for their text and tables where quoted; the insurance-sector data-collection map's full seven pages were read for the codes and entity types it lists, but its 'Raportoinnin siirtyminen raportoijan portaaliin alkaen' (transition date) and 'Suomi.fi valtuuden tarkenne' (Suomi.fi authorisation detail) columns were not transcribed into this file's return records.","The REM DBM return's legal basis (EBA/GL/2023/08) and some other EBA guideline numbers quoted here come only from FIN-FSA's own reporting-page table, not from an independently fetched copy of the guideline itself (eba.europa.eu guideline pages beyond the one EBA decision PDF fetched for ESG were not requested).","FIN-FSA's 'Notifications' hub and 'Reporting for capital market participants' page were read to confirm what they cover (mostly event-driven notifications and issuer/investor reporting), but the individual notification and issuer-reporting pages they link were not each opened; nothing from them is recorded as a periodic return here, consistent with this file's scope.","Regulation 8/2016's Finnish page links an ML-taulukko workbook (sheets ML01/ML02, titled 'Maksuliiketilasto', payment-transaction statistics; last modified 2018-12-05) alongside MA, MJ, MU and MV. It was not added as a return: it does not appear on FIN-FSA's payment-institutions reporting page (https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/) or on the financial-sector reporting map, both of which list only MA, MJ, MU, MV, RA and DORA as the payment institutions' periodic returns. The workbook itself states it is for illustrating the old data-collection application, not for filing. Treated as a discontinued or superseded module, not a live return.","KT (unemployment funds' monthly statistics): FIN-FSA's insurance-sector reporting page gives the deadline as the 10th calendar day after the reference date, but the copy of regulation 17/2013 read (version m2, issued 2013) says the 15th of the following month, sent by email. The reporting page is the later source and is used as the deadline; the regulation copy may predate a change."],"sources":[{"title":"Reporting","url":"https://www.finanssivalvonta.fi/en/reporting/"},{"title":"Reporting of financial standing and risks","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/"},{"title":"Reporting to the Financial Supervisory Authority","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/"},{"title":"Credit institutions (reporting page)","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},{"title":"Payment service providers (reporting page, Finnish)","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},{"title":"Payment service providers (reporting page, English)","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/payment-service-providers/"},{"title":"Insurance (reporting page, English)","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},{"title":"Vakuutusyhteisöt (Insurance undertakings, reporting page, Finnish)","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},{"title":"Investment service providers, fund management companies, AIFMs (reporting page)","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},{"title":"AIFMD reporting","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},{"title":"CSDR9 reporting","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},{"title":"Transaction reporting","url":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},{"title":"Reporting for capital market participants","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-for-capital-market-participants/"},{"title":"Notifications","url":"https://www.finanssivalvonta.fi/en/reporting/notifications/"},{"title":"The Reporter Portal and the Validation Service","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-to-fin-fsa/"},{"title":"Reporter portal instructions","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/reporter-portal-instructions/"},{"title":"Technical instructions","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},{"title":"Reporting map (financial sector)","url":"https://www.finanssivalvonta.fi/globalassets/en/reporting/reporting_map_financial_sector.pdf"},{"title":"Reporting map (insurance sector)","url":"https://www.finanssivalvonta.fi/globalassets/en/reporting/reporting_map_insurance_sector.pdf"},{"title":"Vakuutussektorin tiedonkeruukartta (Insurance-sector data collection map)","url":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},{"title":"Statistics","url":"https://www.finanssivalvonta.fi/en/statistics/"},{"title":"Disclaimer","url":"https://www.finanssivalvonta.fi/en/about-the-fin-fsa/statements-and-guidelines/disclaimer/"},{"title":"About the FIN-FSA","url":"https://www.finanssivalvonta.fi/en/about-the-fin-fsa/"}],"returns":[{"id":"eu-finrep","code":"FINREP","name":"Financial reporting (FINREP)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised financial reporting return (FINREP) under the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it as 'FINREP F tables'. Investment firms treated as credit institutions for capital adequacy, fund management companies and AIFMs also file FINREP F tables, and investment firms, fund management companies and AIFMs additionally file national FA and FT tables alongside it (FIN-FSA's capital-markets reporting-scope table). The EBA defines the content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; Finnish branches of foreign deposit-taking credit institutions and of foreign credit institutions providing other than deposit services (lighter scope); investment firms authorised to hold client funds (treated as credit institutions for capital adequacy); fund management companies; and AIFMs.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Quarterly, semi-annually or annually, as at 31 March, 30 June, 30 September and 31 December, depending on the F table.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February for credit institutions and investment firms treated as such; 11 May, 11 August, 11 November, 11 February for fund management companies and AIFMs.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2, also for historical reference dates.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 20/2013, section 3 (Reporting of financial information, FINREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/accounting-financial-statements-and-management-report/20_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/finrep9 (docs/eba/finrep9.md). Finnish firms use the EBA's templates and taxonomy; FIN-FSA additionally publishes template-specific reporting-obligation lists by DPM version.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-20-2013","its-dpm42","eba-eiopa-desc","map-financial","credit-page","reporter-portal-guide","fa-ft-scope-xlsx","crd-annexiv-2026"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/finrep9).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA's Reporter Portal runs the EBA's validation rules for the DPM version filed and recommends the ECB's Expert Group on Data Quality (EGDQ) checks, published on the ECB's site, as a supplement; FIN-FSA also publishes its own template-specific reporting-obligation lists by DPM version (its-raportointivelvollisuudet-lomaketaso-dpmX.x.xlsx).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"firm-level","text":"FIN-FSA's 'Key financial figures' page states its figures are derived from each bank's or investment firm's own submission (firm-level), currently shown in an interactive dashboard (2016-2025); it also publishes Finland-wide aggregate FINREP/COREP totals under the EBA's Supervisory Disclosure (CRD Annex IV) requirement, dated 2026. Its 'Statistics on capital market actors' dashboard covers investment firms and fund managers by subject only.","url":"https://www.finanssivalvonta.fi/en/statistics/banks/key-financial-figures/","format":"Interactive online dashboard; aggregate Excel also published","source":"https://www.finanssivalvonta.fi/en/statistics/banks/key-financial-figures/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-of","code":"COREP OF","name":"Own funds and capital requirements (COREP)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Own funds and capital requirements (COREP) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-of (docs/eba/corep-of.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial","corep-of-scope-xlsx","crd-annexiv-2026"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"firm-level","text":"Same position as FINREP: FIN-FSA's 'Key financial figures' dashboard gives firm-level data derived from each institution's own capital-adequacy submission; it also publishes the Finland-wide aggregate under the EBA's Supervisory Disclosure (CRD Annex IV) requirement and, by subject only, a capital-markets dashboard and a 'Solvency of the financial sector' dashboard.","url":"https://www.finanssivalvonta.fi/en/statistics/banks/key-financial-figures/","format":"Interactive online dashboard; aggregate Excel also published","source":"https://www.finanssivalvonta.fi/en/statistics/banks/key-financial-figures/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-lr","code":"COREP LR","name":"Leverage ratio (COREP)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Leverage ratio (COREP) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-lr (docs/eba/corep-lr.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No firm-level or aggregate data published from this return was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-le","code":"COREP LE","name":"Large exposures (COREP)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Large exposures (COREP) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-le (docs/eba/corep-le.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No firm-level or aggregate data published from this return was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-lcr-da","code":"COREP LCR DA","name":"Liquidity coverage requirements (COREP)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Liquidity coverage requirements (COREP) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"monthly","text":"Monthly, on the situation as at the last day of the calendar month.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"The 15th calendar day after the reference date.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-lcr-da (docs/eba/corep-lcr-da.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No firm-level or aggregate data published from this return was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-nsfr","code":"COREP NSFR","name":"Net stable funding requirements (COREP)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Net stable funding requirements (COREP) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-nsfr (docs/eba/corep-nsfr.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No firm-level or aggregate data published from this return was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-alm","code":"COREP ALM","name":"Additional liquidity monitoring metrics (COREP ALMM)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Additional liquidity monitoring metrics (COREP ALMM) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"varies","text":"Monthly (last day of the calendar month) and quarterly, as at 31 March, 30 June, 30 September and 31 December, for different parts of the return.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"The 15th calendar day after the reference date (monthly parts); 12 May, 11 August, 11 November, 11 February (quarterly parts).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-alm (docs/eba/corep-alm.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No firm-level or aggregate data published from this return was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-corep-frtb","code":"COREP FRTB","name":"Fundamental Review of the Trading Book (COREP FRTB)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised Fundamental Review of the Trading Book (COREP FRTB) report under the CRR and the EBA's implementing technical standards on supervisory reporting. FIN-FSA's credit-institutions reporting table lists it under 'Common reporting (COREP)'. The EBA defines its content.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; investment firms authorised to hold client funds, which are treated as credit institutions for capital adequacy and follow the bank reporting calendar (other investment firms report under the IFR instead, from 26 June 2021). For COREP OF only: fund management companies and AIFMs also file (quarterly, own funds only); LR, LE, LCR DA, NSFR, ALM and FRTB are not required from them. Finnish branches of foreign credit institutions file only COREP OF, and only its C 15.00 (CR IP Losses) template, annually.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal. From mid-January 2026 FIN-FSA accepts both XBRL-XML and xBRL-CSV for EBA DPM versions 4.0 to 4.2.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/corep-frtb (docs/eba/corep-frtb.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","its-dpm42","eba-eiopa-desc","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see the linked EBA entry).","where":null,"machine_readable":true,"rule_format":"EBA validation rules and EBA XBRL filing rules, as applied by the Reporter Portal","note":"FIN-FSA recommends the ECB's EGDQ checks (published on the ECB's own site, not fetched here) as a supplement to the EBA's validation rules.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No firm-level or aggregate data published from this return was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-gsii","code":"G-SII","name":"Global systemically important institution indicators (G-SII)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"Supplementary reporting used to identify global systemically important institutions and assign their buffer rates, under the EBA's implementing technical standards on supervisory reporting (same basis as COREP).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"3 July, 2 October, 2 January, 3 April.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/gsii (docs/eba/gsii.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-26-2013","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/gsii).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-rem-bm-ci","code":"REM BM","name":"Remuneration benchmarking","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"EU-harmonised remuneration data collection under EBA guidelines (EBA/GL/2022/06). FIN-FSA's credit-institutions reporting table names it 'REM BM'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions (and, for REM HE, investment firms authorised to hold client funds that are treated as credit institutions).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December (only firms included in the EBA's sample).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"On 15 June at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"EBA Guidelines EBA/GL/2022/06","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA guidelines EBA/GL/2022/06. See the library's EBA entry eba/rem-bm-ci (docs/eba/rem-bm-ci.md) where it matches.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply.","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-rem-he-ci","code":"REM HE","name":"High earners","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"EU-harmonised remuneration data collection under EBA guidelines (EBA/GL/2022/08). FIN-FSA's credit-institutions reporting table names it 'REM HE'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions (and, for REM HE, investment firms authorised to hold client funds that are treated as credit institutions).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"On 15 June at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"EBA Guidelines EBA/GL/2022/08","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA guidelines EBA/GL/2022/08. See the library's EBA entry eba/rem-he-ci (docs/eba/rem-he-ci.md) where it matches.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply.","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-rem-hr-institution","code":"REM HR Institution","name":"Higher ratios (variable remuneration above 100%, per institution)","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"EU-harmonised remuneration data collection under EBA guidelines (EBA/GL/2022/06). FIN-FSA's credit-institutions reporting table names it 'REM HR Institution'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions (and, for REM HE, investment firms authorised to hold client funds that are treated as credit institutions).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Every other year, as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"Next submission 15 June 2027 (as at 31 December 2026).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"EBA Guidelines EBA/GL/2022/06","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA guidelines EBA/GL/2022/06. See the library's EBA entry eba/rem-hr-institution (docs/eba/rem-hr-institution.md) where it matches.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply.","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-rem-gap-ci","code":"REM GAP","name":"Gender pay gap (only firms included in the EBA's sample)","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"EU-harmonised remuneration data collection under EBA guidelines (EBA/GL/2022/06). FIN-FSA's credit-institutions reporting table names it 'REM GAP'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions (and, for REM HE, investment firms authorised to hold client funds that are treated as credit institutions).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Every third year, as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"Next submission 15 June 2027 (as at 31 December 2026).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"EBA Guidelines EBA/GL/2022/06","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA guidelines EBA/GL/2022/06. See the library's EBA entry eba/rem-gap-ci (docs/eba/rem-gap-ci.md) where it matches.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply.","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-rem-dbm","code":"REM DBM","name":"Management diversity and management gender pay gap (only firms included in the EBA's sample)","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"EU-harmonised remuneration data collection under EBA guidelines (EBA/GL/2023/08). FIN-FSA's credit-institutions reporting table names it 'REM DBM'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions (and, for REM HE, investment firms authorised to hold client funds that are treated as credit institutions).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Every third year, as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"Next submission 30 April 2028 (as at 31 December 2027).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"EBA Guidelines EBA/GL/2023/08","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA guidelines EBA/GL/2023/08. See the library's EBA entry eba/rem-dbm (docs/eba/rem-dbm.md) where it matches.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply.","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-ae","code":"AE","name":"Asset encumbrance reporting","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised asset encumbrance report under the EBA's implementing technical standards on supervisory reporting.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Parts A, B and D quarterly (31 March, 30 June, 30 September, 31 December); Part C annually (31 December); Part E semi-annually (30 June, 31 December).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 5/2014, section 3 (Asset encumbrance reporting), named on FIN-FSA's credit-institutions reporting page","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/ae (docs/eba/ae.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/ae).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-fp","code":"FP","name":"Funding plans reporting","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised funding-plans report under the EBA's implementing technical standards on supervisory reporting.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"On 15 March at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 6/2014, section 3 (Reporting of funding plans)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/risk-management/06_2014/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/fp (docs/eba/fp.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-6-2014","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/fp).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-sbp-cr","code":"SBP CR/IFRS9","name":"Supervisory benchmarking: credit risk and IFRS 9 expected credit loss models","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised supervisory benchmarking collection on internal models for credit risk and on IFRS 9 expected credit loss models, used by the EBA to compare institutions' internal model outputs. FIN-FSA's credit-institutions table lists the two as one combined row, 'SBP CR/IFRS9'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions using internal models for credit risk or IFRS 9 expected credit loss modelling.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"On 14 April at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"CRD article 78, Act on Credit Institutions chapter 11, and FIN-FSA supervision release 40/2016 (2 June 2016)","url":"https://www.finanssivalvonta.fi/tiedotteet-ja-julkaisut/valvottavatiedotteet/2016/omien-varojen-vaatimusten-laskemista-koskevien-sisaisten-menettelyjen-vertailu-valvontatarkoituksiin-kaynnistyy/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA's supervisory benchmarking technical standards. See the library's EBA entries eba/sbp-cr and eba/sbp-ifrs9 (docs/eba/sbp-cr.md, docs/eba/sbp-ifrs9.md). Finnish firms use the EBA's templates and taxonomy.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["sup-release-40-2016","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/sbp-cr, eba/sbp-ifrs9).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-sbp-rm","code":"SBP RM","name":"Supervisory benchmarking: market risk measures","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised supervisory benchmarking collection on internal models for market risk, used by the EBA to compare institutions' internal model outputs.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions using internal models for market risk.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually; for 2026, as of 18 May 2026 (reference date 31 May 2026).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"On 26 June at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"CRD article 78, Act on Credit Institutions chapter 11, and FIN-FSA supervision release 40/2016 (2 June 2016)","url":"https://www.finanssivalvonta.fi/tiedotteet-ja-julkaisut/valvottavatiedotteet/2016/omien-varojen-vaatimusten-laskemista-koskevien-sisaisten-menettelyjen-vertailu-valvontatarkoituksiin-kaynnistyy/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA's supervisory benchmarking technical standards. See the library's EBA entry eba/sbp-rm (docs/eba/sbp-rm.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["sup-release-40-2016","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/sbp-rm).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-sbpimv","code":"SBP IMV","name":"Supervisory benchmarking: market risk initial market valuation","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised supervisory benchmarking collection on the initial market valuation of new products used in internal models for market risk.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions using internal models for market risk.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually; for 2026, as of 19 February 2026 (reference date 28 February 2026).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"On 13 March at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"CRD article 78, Act on Credit Institutions chapter 11, and FIN-FSA supervision release 40/2016 (2 June 2016)","url":"https://www.finanssivalvonta.fi/tiedotteet-ja-julkaisut/valvottavatiedotteet/2016/omien-varojen-vaatimusten-laskemista-koskevien-sisaisten-menettelyjen-vertailu-valvontatarkoituksiin-kaynnistyy/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA's supervisory benchmarking technical standards. See the library's EBA entry eba/sbpimv (docs/eba/sbpimv.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["sup-release-40-2016","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/sbpimv).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-irrbb","code":"IRRBB","name":"Interest rate risk in the banking book (IRRBB)","group":"Credit institutions and investment firms: capital adequacy and financial reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised supervisory reporting of interest rate risk and credit spread risk in the banking book.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"Commission Implementing Regulation (EU) 2024/855","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32024R0855"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/irrbb (docs/eba/irrbb.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/irrbb).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-fc","code":"FICOD","name":"Financial conglomerates: intra-group transactions and risk concentration","group":"Financial conglomerates (EU, ESAs)","status":"in force","purpose":{"text":"The EU-harmonised reporting of intra-group transactions and risk concentrations within financial conglomerates, under the Financial Conglomerates Directive and the joint ESAs' implementing technical standards. FIN-FSA collects it both from bank-led conglomerates (credit-institutions reporting table) and insurance-led conglomerates (insurance reporting table, codes QFI, SFI and AFI).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish financial conglomerates (bank-led and insurance-led).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Intra-group transactions: semi-annually, as at 31 December and 30 June. For insurance-led conglomerates FIN-FSA's table also shows a quarterly variant (QFI) and an annual variant (AFI) alongside the semi-annual one (SFI).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March and 29 September for the semi-annual bank-led filing.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"Commission Implementing Regulation (EU) 2022/2454","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2454&qid=1718886450188"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the joint ESAs' implementing technical standards. See the library's EBA entry eba/fc (docs/eba/fc.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial","map-insurance-fi"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the ESAs' validation rules apply (see eba/fc).","where":null,"machine_readable":true,"rule_format":"EBA/ESA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"]},{"id":"eu-esg","code":"ESG","name":"ESG risk data collection","group":"Credit institutions: ESG risk data (EU, EBA)","status":"in force","purpose":{"text":"An ad-hoc EU-harmonised collection of environmental, social and governance (ESG) risk data from institutions, under an EBA Decision.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions named in the EBA's decision.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"varies","text":"Semi-annually or annually, depending on the data item.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"16 June, 15 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"Decision of the European Banking Authority EBA/DC/498 (Decision on institutions' ESG data ad-hoc collection)","url":"https://www.eba.europa.eu/sites/default/files/document_library/1061127/EBA%20DC%20498%20-%20Decision%20on%20institutions%20ESG%20data%20adhoc%20collection.pdf"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA decision. See the library's EBA entry eba/esg (docs/eba/esg.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["eba-dc-498","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/esg).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-dora","code":"DORA","name":"ICT third-party register of information","group":"All sectors: ICT risk management (EU, ESAs)","status":"in force","purpose":{"text":"The annual register of information on contractual arrangements with ICT third-party service providers, required by the Digital Operational Resilience Act (DORA). FIN-FSA's reporting tables list it for credit institutions, payment and e-money institutions, investment firms, fund management companies, AIFMs, insurers and pension providers alike.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"All financial entities within the scope of DORA that FIN-FSA supervises: credit institutions, payment and e-money institutions, investment firms, fund management companies, AIFMs, insurers, insurance holding companies and occupational pension providers.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"28 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"Regulation (EU) 2022/2554 (DORA) of the European Parliament and of the Council","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32022R2554"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA/ESAs. See the library's EBA entry eba/dora (docs/eba/dora.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["map-financial","map-insurance-fi"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the ESAs' validation rules apply (see eba/dora).","where":null,"machine_readable":true,"rule_format":"ESA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"]},{"id":"ltc","code":"LTC","name":"Loan-to-value ratio of housing loans","group":"Credit institutions: national capital and lending returns (national)","status":"in force","purpose":{"text":"A national return on the loan-to-value ratio of new housing loans, used by FIN-FSA to monitor the statutory loan cap on housing loans.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions; Finnish branches of foreign deposit-taking credit institutions; Finnish branches of foreign credit institutions providing other than deposit services (basis: 1/2014 section 4, risk reporting by credit institutions, for this group).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"Within 30 business days of the reference date.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal; FIN-FSA's page does not name a specific file format for this module beyond 'the new reporting system'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 3/2015 (Calculation of maximum loan-to-value ratio)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/code-of-conduct/03_2015/"},{"title":"FIN-FSA regulations and guidelines 1/2014, section 4 (Risk reporting by credit institutions)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/risk-management/01_2014/"}],"templates":{"count":1,"items":[{"code":"LTC01","name":"Loan-to-value ratio of housing loans"}],"note":"The LTC table workbook is published on the Finnish page of regulation 1/2014 (Risk reporting by credit institutions), not on the English page previously cited; no separate LTC-ohje instructions were found there.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2014/01_2014/ltc_lomakemalli_su.xlsx"},"documents":["reg-3-2015","reg-1-2014","map-financial","ltc-template"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for this national module was found on the pages read.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2014/01_2014/ltc_lomakemalli_su.xlsx","https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/riskienhallinta/01_2014/"]},{"id":"rva","code":"RVA","name":"Capital adequacy of financial and insurance conglomerates","group":"Financial conglomerates: national capital adequacy calculation (national)","status":"in force","purpose":{"text":"FIN-FSA's own calculation and reporting of the capital adequacy of financial and insurance conglomerates, alongside the EU-harmonised FICOD return on intra-group transactions.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish financial and insurance conglomerates (bank-led financial conglomerates and insurance-led conglomerates, named 'Vakuutuspainotteinen finanssiryhmittymä' in FIN-FSA's insurance-sector data map).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"10 May, 10 August, 10 November, 28 or 29 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["CSV"],"text":"FIN-FSA's insurance-sector reporting map records the RVA (RVA1) module's file format as CSV, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 7/2015, section 5 (Calculation and reporting of capital adequacy of financial and insurance conglomerates)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/miscellaneous-regulations-and-guidelines/07_2015/"}],"templates":{"count":1,"items":[{"code":"RVA1","name":"Calculation and reporting of the capital adequacy of financial and insurance conglomerates"}],"note":"The RVA1 table workbook (titled 'Tiedonkeruutauluko' on the page, a site typo for 'tiedonkeruutaulukko') is published on the Finnish page of regulation 7/2015, not on the English page previously cited. It has parallel Finnish- and Swedish-language sheets; no separate instructions document was found.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2015/07_2015/rva1_lomake_tabellen.xlsx"},"documents":["reg-7-2015","map-financial","map-insurance-fi","rva-template"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for RVA was found on the pages read.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2015/07_2015/rva1_lomake_tabellen.xlsx","https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/erinaisia-maarayksia-ja-ohjeita/07_2015/"]},{"id":"kp","code":"KP","name":"Mortgage bank operations reporting","group":"Credit institutions: national capital and lending returns (national)","status":"in force","purpose":{"text":"A national return on mortgage credit bank operations (covered-bond-funded lending), used by FIN-FSA to monitor mortgage credit banks.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish mortgage credit banks.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"Within 15 business days of the reference date.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal; FIN-FSA's page does not name a specific file format for this module.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 7/2012, section 4 (Reporting of mortgage bank operations)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/organisation-of-supervised-entities-operations/07_2012/"}],"templates":{"count":4,"items":[{"code":"KP01","name":"Report on mortgage credit bank operations"},{"code":"KP02","name":"Report on mortgage credit bank operations"},{"code":"KP03","name":"Report on mortgage credit bank operations"},{"code":"KP04","name":"Report on mortgage credit bank operations"}],"note":"The KP table workbook (four linked sheets, all titled 'Raportti kiinnitysluottopankkitoiminnasta') is published on the Finnish page of regulation 7/2012, not on the English page previously cited; no separate KP-ohje instructions were found there.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2012/07_2012/kp_lomakemalli_su.xlsx"},"documents":["reg-7-2012","map-financial","kp-template"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for KP was found on the pages read.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2012/07_2012/kp_lomakemalli_su.xlsx","https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/valvottavan-toiminnan-jarjestaminen/2012_07.m1"]},{"id":"ra","code":"RA","name":"Risk assessment questionnaire","group":"All supervised firms: risk assessment (national)","status":"in force","purpose":{"text":"An annual national questionnaire FIN-FSA uses in its risk-based supervision of firms across sectors.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Credit institutions, payment and e-money institutions, investment firms, fund management companies, AIFMs, insurers and other firms FIN-FSA's regulations and guidelines 2/2023 and 4/2023 cover.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"28 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal; FIN-FSA's insurance-sector data map records the RA module's file format as CSV.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 2/2023 (Organisation of a supervised entity's operations)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/organisation-of-supervised-entities-operations/02_2023/"},{"title":"FIN-FSA regulations and guidelines 4/2023","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/organisation-of-supervised-entities-operations/04_2023/"}],"templates":{"count":0,"items":[],"note":"Checked the Finnish pages of regulations 2/2023 and 4/2023 (https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/valvottavan-toiminnan-jarjestaminen/02_2023/ and .../04_2023/) as well as the 1/2011 Finnish page: none link a downloadable RA questionnaire template or completion instructions. RA is filled as a questionnaire directly in the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"documents":["reg-2-2023","reg-4-2023","map-financial","map-insurance-fi"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for RA was found on the pages read.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/valvottavan-toiminnan-jarjestaminen/02_2023/","https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/valvottavan-toiminnan-jarjestaminen/04_2023/"]},{"id":"mk","code":"MK","name":"Default risk management in consumer lending","group":"Credit institutions: national capital and lending returns (national)","status":"in force","purpose":{"text":"A national template on the management of default risks in consumer lending.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"who_files":{"text":"Finnish credit institutions and their branches abroad; Finnish branches of foreign credit institutions.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"deadline":{"text":"13 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal as 'the default risk management MK template'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2025 (Management of default risks in consumer lending)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/code-of-conduct/01_2025/"}],"templates":{"count":1,"items":[{"code":"MK01","name":"Insolvency risk"}],"note":"The MK table workbook is published on the Finnish page of regulation 1/2025, not on the English page previously cited. The same page also links a worked Gini-coefficient / lowest-5%-risk-band example file (document 'mk-gini-example'), used to illustrate how the MK01 risk-scoring fields are calculated; it is not itself a reporting template.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2025/01_2025/mk_malli_fi_2.3.2026.xlsx"},"documents":["reg-1-2025","map-financial","mk-template","mk-gini-example"],"validation_rules":{"published":true,"count":12,"count_basis":"12 rows on the sheet 'FIN-FSA Validation rules' in the table workbook mk_malli_fi_2.3.2026.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2025/01_2025/mk_malli_fi_2.3.2026.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/menettelytavat/maksukyvyttomyysriskien-hallinta-kuluttajaluotonannossa/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2025/01_2025/mk_malli_fi_2.3.2026.xlsx","https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/menettelytavat/maksukyvyttomyysriskien-hallinta-kuluttajaluotonannossa/"]},{"id":"csdr9","code":"CSDR9","name":"Internalised settlement reporting","group":"Settlement internalisers: internalised settlement reporting (EU, ESMA)","status":"in force","purpose":{"text":"Under Article 9(1) of the Central Securities Depositories Regulation (CSDR), settlement internalisers report quarterly the aggregated volume and value of securities transactions they settle outside securities settlement systems, in their own books.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"who_files":{"text":"Settlement internalisers established in Finland, including credit institutions and investment firms that settle transactions internally; a report covers activity in the firm's home member state (including its branches there), separate reports cover branches per EEA country, and one report covers branches in third countries.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December; a 'zero report' is required even when there is nothing to report.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"deadline":{"text":"15 January, 15 April, 15 July, 15 October (per FIN-FSA's credit-institutions reporting table).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"},"formats":{"values":["XML"],"text":"An XML file sent to FIN-FSA's reporting system via the Reporter Portal, following the conceptual schema (XSD) FIN-FSA publishes.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"legal_basis":[{"title":"Regulation (EU) No 909/2014 (CSDR), Article 9(1)","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32014R0909"},{"title":"Commission Delegated Regulation (EU) 2017/391 (RTS on internalised settlement)","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=OJ:L:2017:065:FULL&from=FI"},{"title":"Commission Implementing Regulation (EU) 2017/393 (ITS on internalised settlement)","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=OJ:L:2017:065:FULL&from=FI"}],"templates":{"count":0,"items":[],"note":"EU return: the content and XML templates are set by the RTS/ITS on internalised settlement (ESMA/the Commission). No library ESMA entry exists yet to link; described from FIN-FSA's own page.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"documents":["csdr9-desc","map-financial","csdr9-page","esma-desc"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: ESMA's technical reporting instructions and validation rules for CSDR Article 9 apply.","where":null,"machine_readable":true,"rule_format":"ESMA technical reporting instructions and an XSD schema","note":"ESMA's guidance documents (hosted at esma.europa.eu) were not requested; see gaps.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/csrd/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/"]},{"id":"eu-qes","code":"SOLVENCY2QES","name":"Quarterly Solvency II return with ECB statistics add-on, individual insurer","group":"Insurers: Solvency II quantitative reporting (EU, EIOPA)","status":"in force","purpose":{"text":"The EU-harmonised quarterly Solvency II quantitative return for individual (solo) insurers. FIN-FSA's English insurance-reporting page states that, in Finland, the additional information needed for European Central Bank insurance statistics is collected at company level together with Solvency II reporting; FIN-FSA's own data map accordingly labels the solo quarterly filing 'SOLVENCY2QES' (the EIOPA code for the quarterly ECB statistics add-on), rather than a separate plain QRS filing.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"who_files":{"text":"Life insurers and non-life insurers (solo).","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as fixed calendar dates on the pages read; FIN-FSA refers firms to its own Solvency II reporting schedule (s2_raportointiaikataulu.pdf).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting instance, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"Commission Implementing Regulation (EU) 2023/894","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions (the QES data point module, which combines the regular quarterly solo templates with the ECB statistics add-on) are defined by EIOPA. See the library's EIOPA entries eiopa/qrs and eiopa/qes (docs/eiopa/qrs.md, docs/eiopa/qes.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"documents":["map-insurance-fi","map-insurance-en","s2-schedule-solo","eba-eiopa-desc","sii-stats-ab","sii-stats-cd"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: EIOPA's List of Validations applies (see eiopa/qrs, eiopa/qes).","where":null,"machine_readable":true,"rule_format":"EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"public_data":{"level":"aggregate","text":"FIN-FSA publishes Finland-wide aggregate Solvency II statistics (Templates A-D, 2022-2025) built from firms' QES/AES/QRG/ARG filings; no individual insurer is named. Its 'Solvency of the financial sector' dashboard covers the same subject at sector level.","url":"https://www.finanssivalvonta.fi/contentassets/3400d50ef24944e0aa78393bdce5c696/2022_2025_sii_a_b_en.xlsx","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/solvency-ii/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-aes","code":"SOLVENCY2AES","name":"Annual Solvency II return with ECB statistics add-on, individual insurer","group":"Insurers: Solvency II quantitative reporting (EU, EIOPA)","status":"in force","purpose":{"text":"The EU-harmonised annual Solvency II quantitative return for individual insurers, combined in Finland with the annual ECB statistics add-on in a single filing labelled 'SOLVENCY2AES'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"who_files":{"text":"Life insurers and non-life insurers (solo).","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as a fixed calendar date on the pages read; see FIN-FSA's Solvency II reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting instance, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"Commission Implementing Regulation (EU) 2023/894","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by EIOPA. See the library's EIOPA entries eiopa/ars and eiopa/aes.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"documents":["map-insurance-fi","map-insurance-en","s2-schedule-solo"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: EIOPA's List of Validations applies (see eiopa/ars, eiopa/aes).","where":null,"machine_readable":true,"rule_format":"EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"public_data":{"level":"aggregate","text":"Same aggregate Solvency II statistics (Templates A-D, 2022-2025) as eu-qes; built from firms' QES/AES/QRG/ARG filings, Finland-wide totals only, no individual insurer named.","url":"https://www.finanssivalvonta.fi/contentassets/3400d50ef24944e0aa78393bdce5c696/2022_2025_sii_a_b_en.xlsx","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/solvency-ii/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-qrg","code":"SOLVENCY2QRG","name":"Quarterly Solvency II return, insurance group","group":"Insurers: Solvency II quantitative reporting (EU, EIOPA)","status":"in force","purpose":{"text":"The EU-harmonised quarterly Solvency II quantitative return at group level. FIN-FSA's page states the ECB statistics add-on is collected only at company level, so the group filing keeps the plain regular-reporting label 'SOLVENCY2QRG'.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"who_files":{"text":"Insurance holding companies, mixed financial holding companies, insurance ownership entities and non-life insurer groups that head a Solvency II group.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as a fixed calendar date on the pages read; see FIN-FSA's group Solvency II reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting instance, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"Commission Implementing Regulation (EU) 2023/894","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by EIOPA. See the library's EIOPA entry eiopa/qrg.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"documents":["map-insurance-fi","s2-schedule-group","sii-stats-ab","sii-stats-cd"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: EIOPA's List of Validations applies (see eiopa/qrg).","where":null,"machine_readable":true,"rule_format":"EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"public_data":{"level":"aggregate","text":"Same aggregate Solvency II statistics (Templates A-D, 2022-2025) as eu-qes; Finland-wide totals on insurance groups only, no individual group named.","url":"https://www.finanssivalvonta.fi/contentassets/3400d50ef24944e0aa78393bdce5c696/2022_2025_sii_a_b_en.xlsx","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/solvency-ii/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-arg","code":"SOLVENCY2ARG","name":"Annual Solvency II return, insurance group","group":"Insurers: Solvency II quantitative reporting (EU, EIOPA)","status":"in force","purpose":{"text":"The EU-harmonised annual Solvency II quantitative return at group level.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"who_files":{"text":"Insurance holding companies, mixed financial holding companies, insurance ownership entities and non-life insurer groups that head a Solvency II group.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as a fixed calendar date on the pages read; see FIN-FSA's group Solvency II reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting instance, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"Commission Implementing Regulation (EU) 2023/894","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by EIOPA. See the library's EIOPA entry eiopa/arg.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"documents":["map-insurance-fi","s2-schedule-group"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: EIOPA's List of Validations applies (see eiopa/arg).","where":null,"machine_readable":true,"rule_format":"EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"public_data":{"level":"aggregate","text":"Same aggregate Solvency II statistics (Templates A-D, 2022-2025) as eu-qes; Finland-wide totals on insurance groups only, no individual group named.","url":"https://www.finanssivalvonta.fi/contentassets/3400d50ef24944e0aa78393bdce5c696/2022_2025_sii_a_b_en.xlsx","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/solvency-ii/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-qfs","code":"SOLVENCY2QFS","name":"Quarterly financial-stability Solvency II return, individual insurer","group":"Insurers: Solvency II financial stability reporting (EU, EIOPA)","status":"in force","purpose":{"text":"A quarterly financial-stability return EIOPA collects from the largest solo insurers, under EIOPA's guidelines on financial stability reporting (EIOPA-BoS-15/107). FIN-FSA's data map also lists an annual variant of the same financial-stability filing, labelled 'SOLVENCY2AFS'; no separate EIOPA id exists for an annual financial-stability return, so it is recorded in this entry's notes.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"The largest insurers (solo), which FIN-FSA notifies separately of their financial-stability reporting obligation.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"frequency":{"value":"varies","text":"Quarterly (SOLVENCY2QFS) and annually (SOLVENCY2AFS), both as at the standard Solvency II reference dates.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as a fixed calendar date on the pages read; see FIN-FSA's Solvency II reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting instance, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"EIOPA guidelines on financial stability reporting (EIOPA-BoS-15/107)","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by EIOPA. See the library's EIOPA entry eiopa/qfs.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"documents":["map-insurance-fi","s2-schedule-solo"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: EIOPA's List of Validations applies (see eiopa/qfs).","where":null,"machine_readable":true,"rule_format":"EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-qfg","code":"SOLVENCY2QFG","name":"Quarterly financial-stability Solvency II return, insurance group","group":"Insurers: Solvency II financial stability reporting (EU, EIOPA)","status":"in force","purpose":{"text":"A quarterly financial-stability return EIOPA collects from the largest insurance groups, under EIOPA's guidelines on financial stability reporting (EIOPA-BoS-15/107). FIN-FSA's data map also lists an annual variant, labelled 'SOLVENCY2AFG', recorded in this entry's notes since no separate EIOPA id exists for it.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"The largest insurance groups, which FIN-FSA notifies separately of their financial-stability reporting obligation.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"frequency":{"value":"varies","text":"Quarterly (SOLVENCY2QFG) and annually (SOLVENCY2AFG), both as at the standard Solvency II reference dates.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as a fixed calendar date on the pages read; see FIN-FSA's group Solvency II reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting instance, filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"EIOPA guidelines on financial stability reporting (EIOPA-BoS-15/107)","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by EIOPA. See the library's EIOPA entry eiopa/qfg.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"documents":["map-insurance-fi","s2-schedule-group"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: EIOPA's List of Validations applies (see eiopa/qfg).","where":null,"machine_readable":true,"rule_format":"EIOPA's Filing Rules and List of Validations, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-pf-quarterly","code":"PFQEI","name":"Quarterly occupational pension statistics","group":"Occupational pension undertakings: EU statistical reporting (EU, EIOPA and ECB)","status":"in force","purpose":{"text":"Quarterly statistical data on occupational (supplementary) pension institutions, collected for the European Central Bank's pension fund statistics under ECB Regulation (EU) 2018/231 and EIOPA's decision EIOPA-BoS/18-114 on regular information requests to national authorities.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Pension funds (department A) and pension foundations (department A), i.e. the benefit-based occupational pension vehicles.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as fixed calendar dates on the pages read; see FIN-FSA's PF reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["XBRL-XML"],"text":"An XBRL reporting instance (PF QEI), filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"European Central Bank Regulation (EU) 2018/231","url":"https://eur-lex.europa.eu/legal-content/FI/TXT/?uri=CELEX%3A32018R0231"},{"title":"EIOPA decision EIOPA-BoS/18-114 on EIOPA's regular information requests towards NCAs regarding the provision of occupational pensions information","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":0,"items":[],"note":"EU return: the content is set by EIOPA's decision EIOPA-BoS/18-114 and ECB Regulation 2018/231; no library EIOPA entry under the ids given matches this pension-statistics collection precisely, so it is described here from FIN-FSA's own pages.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"documents":["map-insurance-fi","pf-report-instructions","pf-qei-xlsx","pf-schedule"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted; validation rules are embedded in the PF reporting instructions.","where":null,"machine_readable":false,"rule_format":"FIN-FSA's PF reporting instructions (PDF)","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"eu-pf-annual","code":"PFAEI / PFAEE","name":"Annual occupational pension statistics (full and lightened)","group":"Occupational pension undertakings: EU statistical reporting (EU, EIOPA and ECB)","status":"in force","purpose":{"text":"Annual statistical data on occupational pension institutions for the same ECB/EIOPA collection as the quarterly PFQEI return. FIN-FSA runs a fuller annual filing (PF AEI) for pension funds' and foundations' department A, and a lightened annual filing (PF AEE) that also covers contribution-based pension foundations.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Pension funds and pension foundations, department A (PF AEI); pension funds, pension foundations and contribution-based pension foundations (PF AEE, lightened).","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not published as a fixed calendar date on the pages read; see FIN-FSA's PF reporting schedule.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["Excel"],"text":"An Excel template (PF AEI or PF AEE), filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"European Central Bank Regulation (EU) 2018/231","url":"https://eur-lex.europa.eu/legal-content/FI/TXT/?uri=CELEX%3A32018R0231"},{"title":"EIOPA decision EIOPA-BoS/18-114","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"}],"templates":{"count":2,"items":[{"code":"PF AEI","name":"Full annual report"},{"code":"PF AEE","name":"Lightened annual report"}],"note":"The two Excel workbooks FIN-FSA publishes for the annual PF collection.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"documents":["map-insurance-fi","pf-report-instructions","pf-aei-xlsx","pf-aee-xlsx","pf-schedule"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted; validation rules are embedded in the PF reporting instructions.","where":null,"machine_readable":false,"rule_format":"FIN-FSA's PF reporting instructions (PDF)","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/insurance/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"]},{"id":"va","code":"VA","name":"Income statement and balance sheet tables","group":"Insurers: national financial statement returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VA' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): income statement and balance sheet tables.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"All Finnish insurance-market entities under regulation 1/2011: life insurers, non-life insurers, employee pension insurance companies, the Farmers' Social Insurance Institution's pension scheme (Mela) and the Seafarers' Pension Fund, pension funds and pension foundations (benefit-based and contribution-based), and Keva (the local government and wellbeing services pensions institution).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March for employee pension insurance companies, life insurers, non-life insurers, the farmers' pension institution and the Seafarers' Pension Fund; 30 April for pension funds, pension foundations and Keva.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":13,"items":[{"code":"VA01a","name":"Income statement"},{"code":"VA01b","name":"Income statement"},{"code":"VA01c","name":"Income statement"},{"code":"VA01e","name":"Income statement"},{"code":"VA01f","name":"Income statement"},{"code":"VA01h","name":"Income statement"},{"code":"VA02","name":"Balance sheet - assets"},{"code":"VA02g","name":"Balance sheet - assets"},{"code":"VA02h","name":"Balance sheet - assets"},{"code":"VA03","name":"Balance sheet - liabilities"},{"code":"VA03e","name":"Balance sheet - liabilities"},{"code":"VA03f","name":"Balance sheet - liabilities"},{"code":"VA03h","name":"Balance sheet - liabilities"}],"note":"Group title in the workbook: 'Tuloslaskelma- ja tasetaulukot' (income statement and balance sheet tables). The letter suffix sets which entity type fills each variant (a = employee pension insurance companies, the farmers' pension institution and the Seafarers' Pension Fund; b = life insurers; c = non-life insurers; e = pension funds; f = pension foundations; h = Keva), per the insurance-sector data collection map.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/va.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","insurance-page-fi","va-template","va-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":115,"count_basis":"115 rows on the sheet 'FIN-FSA Validation rules' in the table workbook va.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/va.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"FIN-FSA's pension-insurance statistics page names each employee pension insurance company (and pension fund/foundation) in its income-statement and key-figures workbooks, current through 2026; the life/non-life insurance statistics page carries the same income-statement subject for life and non-life insurers, mostly as Finland-wide totals.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/va.xlsx"]},{"id":"vb","code":"VB","name":"Notes to the financial statements tables","group":"Insurers: national financial statement returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VB' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): notes to the financial statements tables.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"All Finnish insurance-market entities under regulation 1/2011: life insurers, non-life insurers, employee pension insurance companies, the Farmers' Social Insurance Institution's pension scheme (Mela) and the Seafarers' Pension Fund, pension funds and pension foundations (benefit-based and contribution-based), and Keva (the local government and wellbeing services pensions institution).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March for employee pension insurance companies, life insurers, non-life insurers, the farmers' pension institution and the Seafarers' Pension Fund; 30 April for pension funds, pension foundations and Keva.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":11,"items":[{"code":"VB02a","name":"Notes to the income statement (employee pension insurance companies)"},{"code":"VB02b","name":"Notes to the income statement (life insurers)"},{"code":"VB02c","name":"Notes to the income statement (non-life insurers)"},{"code":"VB02d","name":"Notes to the income statement (the farmers' pension institution)"},{"code":"VB02e","name":"Notes to the income statement (pension funds)"},{"code":"VB02f","name":"Notes to the income statement (pension foundations)"},{"code":"VB02h","name":"Notes to the income statement (Keva)"},{"code":"VB032","name":"Notes to the balance sheet (insurance companies)"},{"code":"VB032h","name":"Notes to the balance sheet (Keva)"},{"code":"VB035","name":"Notes to the balance sheet (insurance companies)"},{"code":"VB036","name":"Notes to the balance sheet (insurance companies)"}],"note":"Group title in the workbook: 'Tilinpäätöksen liitetietotaulukot' (notes to the financial statements tables). Each sub-table's own title already names the entity type it is for.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/vb.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vb-template","vb-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":209,"count_basis":"209 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vb.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/vb.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"Same pages as VA (pension-insurance and life/non-life insurance statistics): the pension workbooks name each company; the subject (notes to the financial statements) is also covered by the life/non-life insurance statistics page, mostly as Finland-wide totals.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/vb.xlsx"]},{"id":"vc","code":"VC","name":"Key ratio tables","group":"Insurers: national solvency and technical provisions returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VC' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): key ratio tables.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Life insurers and non-life insurers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"15 May, 15 August, 15 November, 15 February.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":4,"items":[{"code":"VC04b","name":"Key ratios (life insurers)"},{"code":"VC04c","name":"Key ratios (non-life insurers)"},{"code":"VC05b","name":"Direct insurance volume (life insurers)"},{"code":"VC05c","name":"Direct insurance volume (non-life insurers)"}],"note":"Group title in the workbook: 'Tunnuslukutaulukot' (key ratio tables). Filed quarterly by life and non-life insurers; the VC-ohje completion guide (dated 31.12.2014) describes VC as 'the insurer's key ratios, collected quarterly, used in FIN-FSA's supervision and insurance-sector statistics'.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vc_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vc-template","vc-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":421,"count_basis":"421 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vc_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vc_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vc_lomakemalli_fi.xlsx"]},{"id":"vd","code":"VD","name":"Solvency","group":"Occupational pension undertakings: national solvency returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VD' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): solvency.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Benefit-based occupational pension providers: employee pension insurance companies, the Seafarers' Pension Fund, and the benefit-based ('B') pension funds and pension foundations.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"15 May, 15 August, 15 November, 15 February.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":3,"items":[{"code":"VD01a","name":"Solvency capital"},{"code":"VD01g","name":"Solvency capital"},{"code":"VD02","name":"Valuation differences in employee pension providers' solvency capital"}],"note":"Group title in the workbook: 'Vakavaraisuus' (solvency). Filed quarterly by benefit-based occupational pension providers; the VD-ohje guide states VD is collected quarterly for FIN-FSA's supervision and for compiling insurance statistics.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vd_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vd-template","vd-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":65,"count_basis":"65 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vd_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vd_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"FIN-FSA's pension-insurance statistics page publishes a solvency workbook by employee pension insurance company ('vakavaraisuus', current through 2026) that matches VD directly; its 'Solvency of the financial sector' dashboard covers the same subject (employee pension sector solvency) at aggregate, sector level only.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vd_lomakemalli_fi.xlsx"]},{"id":"ve","code":"VE","name":"Technical provisions (insurers)","group":"Insurers: national solvency and technical provisions returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VE' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): technical provisions (insurers).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Life insurers and non-life insurers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":5,"items":[{"code":"VE011","name":"Statement of the calculation of life insurers' technical provisions"},{"code":"VE02","name":"Summary of non-life insurers' accounting-based premium provision calculation"},{"code":"VE03b","name":"Summary of non-life insurers' accounting-based claims provision calculation"},{"code":"VE04","name":"Data on non-life insurers' accounting-based technical provisions"},{"code":"VE05","name":"Summary of non-life insurers' accounting-based equalisation provision calculation"}],"note":"Group title in the workbook: 'Vastuuvelka' (technical provisions). VE011 is for life insurers; VE02-VE05 are for non-life insurers.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ve_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","ve-template","ve-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":636,"count_basis":"636 rows on the sheet 'FIN-FSA Validation rules' in the table workbook ve_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ve_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"aggregate","text":"FIN-FSA's life/non-life insurance statistics page carries VE's subject (technical provisions) in its provision-for-outstanding-claims and provision-for-unearned-premiums workbooks; the files read show Finland-wide totals, not figures by named insurer.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/life-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/life-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ve_lomakemalli_fi.xlsx"]},{"id":"vf","code":"VF","name":"Technical provisions (pension providers)","group":"Occupational pension undertakings: national solvency returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VF' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): technical provisions (pension providers).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Benefit-based occupational pension providers: employee pension insurance companies, the Seafarers' Pension Fund, and the benefit-based ('B') pension funds and pension foundations.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"15 May, 15 August, 15 November, 15 February.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":4,"items":[{"code":"VF06a","name":"Technical provisions (employee pension insurance companies)"},{"code":"VF06e","name":"Technical provisions (pension funds)"},{"code":"VF06f","name":"Technical provisions (pension foundations)"},{"code":"VF06k","name":"Technical provisions (the Seafarers' Pension Fund / the farmers' pension institution)"}],"note":"Group title in the workbook: 'Vastuuvelka' (technical provisions), for benefit-based occupational pension providers.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vf_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vf-template","vf-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":18,"count_basis":"18 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vf_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vf_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vf_lomakemalli_fi.xlsx"]},{"id":"vg","code":"VG","name":"Insurance institutions' investments","group":"Occupational pension undertakings: national statistics and surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VG' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): insurance institutions' investments.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Life insurers, non-life insurers, employee pension insurance companies, the Farmers' Social Insurance Institution's pension scheme (Mela) and the Seafarers' Pension Fund, pension funds and pension foundations (benefit-based and contribution-based), and Keva (the local government and wellbeing services pensions institution).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"30 April, 31 July, 31 October, 31 January (order of the four dates varies slightly by entity type on FIN-FSA's page, but the quarterly cycle is the same).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":3,"items":[{"code":"VG01","name":"Investment allocation"},{"code":"VG02","name":"Derivatives"},{"code":"VG03","name":"Foreign-currency investments"}],"note":"Group title in the workbook: 'Vakuutuslaitosten sijoitukset' (insurance institutions' investments).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vg_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vg-template","vg-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":28,"count_basis":"28 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vg_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vg_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"FIN-FSA's pension-insurance statistics page names each company in its investment-related workbooks (current through 2026), matching VG's subject (insurance institutions' investments).","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vg_lomakemalli_fi.xlsx"]},{"id":"vj","code":"VJ","name":"Occupational accident and disease insurance statistical analysis","group":"Insurers: national statistical surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VJ' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): occupational accident and disease insurance statistical analysis.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Non-life insurers; Finnish branches of EEA insurers; EEA insurers providing cross-border services in Finland.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March for non-life insurers; 30 April for EEA branches and EEA cross-border service providers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":6,"items":[{"code":"VJ011","name":"Result under accounting valuation principles"},{"code":"VJ012","name":"Breakdown of premiums and operating expenses"},{"code":"VJ013","name":"Claims paid, including pooled-scheme claims"},{"code":"VJ031","name":"Breakdown of accounting-based technical provisions"},{"code":"VJ034","name":"Data on discounted technical provisions"},{"code":"VJ041","name":"Occupational diseases: trend by year of occurrence"}],"note":"Group title in the workbook: 'Työtapaturma- ja ammattitautivakuutuksen tilastotutkimus' (occupational accident and disease insurance statistical analysis).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vj_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vj-template","vj-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":53,"count_basis":"53 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vj_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vj_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vj_lomakemalli_fi.xlsx"]},{"id":"vk","code":"VK","name":"Report on life insurers' insurance business","group":"Insurers: national statistical surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VK' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): report on life insurers' insurance business.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Life insurers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":13,"items":[{"code":"VK011","name":"Individual savings insurance"},{"code":"VK012","name":"Individual risk (term life) insurance"},{"code":"VK013","name":"Group risk (term life) insurance"},{"code":"VK014","name":"Capitalisation contracts"},{"code":"VK015","name":"Individual pension insurance"},{"code":"VK016","name":"Group pension insurance"},{"code":"VK017","name":"Summary"},{"code":"VK021","name":"Breakdown of changes in insurance savings, bonus-entitled policies - part 1"},{"code":"VK022","name":"Breakdown of changes in insurance savings, bonus-entitled policies - part 2"},{"code":"VK023","name":"Breakdown of changes in insurance savings, bonus-entitled policies - part 3"},{"code":"VK024","name":"Breakdown of changes in insurance savings, bonus-entitled policies - part 4"},{"code":"VK025","name":"Breakdown of changes in insurance savings, unit-linked policies"},{"code":"VK026","name":"Number-of-policies data"}],"note":"Group title in the workbook: 'Selvitys henkivakuutusyhtiön vakuutustoiminnasta' (report on life insurers' insurance business). Filed by life insurers only.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vk_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vk-template","vk-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":1096,"count_basis":"1,096 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vk_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vk_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"aggregate","text":"FIN-FSA's life/non-life insurance statistics page carries VK's subject (life insurers' insurance business) in its premiums-written and paid-compensation workbooks (current to 2026 Q2); the files read show Finland-wide totals, not figures by named insurer.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/life-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/life-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vk_lomakemalli_fi.xlsx"]},{"id":"vl","code":"VL","name":"Survey for pension funds and pension foundations","group":"Occupational pension undertakings: national statistics and surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VL' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): survey for pension funds and pension foundations.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Pension funds and pension foundations, department A (the benefit-based occupational pension business).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"At the date the financial statements are adopted.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Not stated as a fixed calendar date; tied to the fund's or foundation's financial-statement timetable.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":8,"items":[{"code":"VL01e","name":"Statistical data from pension funds carrying out TyEL (Employees Pensions Act) business"},{"code":"VL01f","name":"Statistical data from pension foundations carrying out TyEL business"},{"code":"VL03","name":"Other statistical data"},{"code":"VL05","name":"Loan receivables from member companies"},{"code":"VL061","name":"Actuarial study - breakdown of the pension portfolio and technical provisions - part 1"},{"code":"VL062","name":"Actuarial study - breakdown of the pension portfolio and technical provisions - part 2"},{"code":"VL08e","name":"Study of insurance business - technical provisions (pension funds)"},{"code":"VL08f","name":"Study of insurance business - technical provisions (pension foundations)"}],"note":"Group title in the workbook: 'Kysely eläkekassoille ja -säätiöille' (survey for pension funds and pension foundations). Letter e = pension funds, f = pension foundations.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vl_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vl-template","vl-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":86,"count_basis":"86 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vl_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vl_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vl_lomakemalli_fi.xlsx"]},{"id":"vm","code":"VM","name":"Insurance company statistical data","group":"Insurers: national statistical surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VM' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): insurance company statistical data.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Non-life insurers; Finnish branches of EEA insurers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March for non-life insurers; 30 April for EEA branches.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":1,"items":[{"code":"VM01c","name":"Non-life insurance result by class of business under accounting records"}],"note":"Group title in the workbook: 'Vakuutusyhtiön tilastotiedot' (insurance company statistical data). Filed by non-life insurers and EEA branches. FIN-FSA also republishes this table as a firm-selectable pivot workbook on its non-life insurance statistics page (see public_filed_data).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vm_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vm-template","vm-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":227,"count_basis":"227 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vm_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vm_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"FIN-FSA's non-life insurance statistics page republishes the VM01c table itself as a pivot workbook with a company selector (2025_vm01c_tilasto_420.xlsx, 9.1 MB, read 13 Nov 2026); the default view shows the Finland-wide total but individual non-life insurers can be selected in the same file.","url":"https://www.finanssivalvonta.fi/globalassets/fi/tilastot/vakuutus/vahinkovakuutus/2025_vm01c_tilasto_420.xlsx","format":"Excel (pivot table)","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/non-life-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vm_lomakemalli_fi.xlsx"]},{"id":"vn","code":"VN","name":"Motor (traffic) insurance statistical survey","group":"Insurers: national statistical surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VN' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): motor (traffic) insurance statistical survey.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Non-life insurers; Finnish branches of EEA insurers; EEA insurers providing cross-border services in Finland.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 March for non-life insurers; 30 April for EEA branches and EEA cross-border service providers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":3,"items":[{"code":"VN01","name":"Result under accounting valuation principles, by customer group"},{"code":"VN02","name":"Data on discounted technical provisions"},{"code":"VN03","name":"Items deducted from premium income"}],"note":"Group title in the workbook: 'Liikennevakuutuksen tilastotutkimus' (motor/traffic insurance statistical survey).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vn_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vn-template","vn-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":10,"count_basis":"10 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vn_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vn_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vn_lomakemalli_fi.xlsx"]},{"id":"vo","code":"VO","name":"Semi-annual pension insurance data","group":"Occupational pension undertakings: national statistics and surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VO' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): semi-annual pension insurance data.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"employee pension insurance companies, the Farmers' Social Insurance Institution's pension scheme (Mela) and the Seafarers' Pension Fund, pension funds and pension foundations (benefit-based and contribution-based), and Keva (the local government and wellbeing services pensions institution), with the sub-tables (VO01 to VO10h) that apply varying by entity type.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"semi-annual","text":"Semi-annually (as at 30 June and 31 December) for most sub-tables; some sub-tables are annual only, by entity type.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"15 August and 15 February for the semi-annual sub-tables.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":15,"items":[{"code":"VO01e","name":"Summary of supplementary pension fund technical-provision cover"},{"code":"VO01f","name":"Summary of supplementary pension foundation technical-provision cover"},{"code":"VO02e","name":"Risk concentrations in supplementary pension fund cover assets"},{"code":"VO02f","name":"Risk concentrations in supplementary pension foundation cover assets"},{"code":"VO03","name":"Valuation difference calculation"},{"code":"VO04","name":"Data on pension insurance"},{"code":"VO04h","name":"Keva data on pension insurance"},{"code":"VO06a","name":"Result analysis"},{"code":"VO06b","name":"Result analysis"},{"code":"VO06e","name":"Result analysis"},{"code":"VO06f","name":"Result analysis"},{"code":"VO07","name":"Expense-loading result"},{"code":"VO08","name":"Work-ability maintenance activity"},{"code":"VO09","name":"Insurance business result"},{"code":"VO10h","name":"Capital value of accrued pension benefits for Keva's member organisations' pension scheme"}],"note":"The workbook covers two groups: 'Eläkevakuutuksen puolivuositiedot' (semi-annual pension insurance data, VO01-VO04h) and 'Tunnuslukutaulukot' (key ratio tables, VO06-VO10h).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/vo_lomakemalli_su.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vo-template","vo-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":252,"count_basis":"252 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vo_lomakemalli_su.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/vo_lomakemalli_su.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/vo_lomakemalli_su.xlsx"]},{"id":"vp","code":"VP","name":"Study of employee pension insurance companies' insurance business","group":"Occupational pension undertakings: national statistics and surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VP' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): study of employee pension insurance companies' insurance business.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Employee pension insurance companies.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"31 July.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":4,"items":[{"code":"VP01","name":"Technical provisions"},{"code":"VP02","name":"Insurance business"},{"code":"VP03","name":"Adequacy of the disability and credit-loss components of the TyEL contribution"},{"code":"VP04","name":"Total operating expenses"}],"note":"Group title in the workbook: 'Tutkimus työeläkevakuutusyhtiön vakuutusliikkeestä' (study of employee pension insurance companies' insurance business). Filed by employee pension insurance companies only.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vp_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vp-template","vp-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":133,"count_basis":"133 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vp_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vp_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"FIN-FSA's pension-insurance statistics page names each employee pension insurance company in its performance-analysis workbooks (current through 2026), matching VP's subject.","url":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/pension-insurance/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vp_lomakemalli_fi.xlsx"]},{"id":"vs","code":"VS","name":"Calculation of the solvency margin and diversification of investments","group":"Occupational pension undertakings: national solvency returns (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VS' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): calculation of the solvency margin and diversification of investments.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Benefit-based occupational pension providers: employee pension insurance companies, the Seafarers' Pension Fund, and the benefit-based ('B') pension funds and pension foundations, and the farmers' pension institution.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"15 May, 15 August, 15 November, 15 February.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":14,"items":[{"code":"VS01","name":"Equity risk class"},{"code":"VS02","name":"Interest rate risk class"},{"code":"VS03","name":"Credit spread risk class"},{"code":"VS04","name":"Property risk class"},{"code":"VS05","name":"Currency risk class"},{"code":"VS06","name":"Commodity risk class"},{"code":"VS07A","name":"Return-requirement and insurance risk class, and other material investment risks"},{"code":"VS07B","name":"Largest underlying exposures in the 'other material investment risks' class"},{"code":"VS08","name":"Indirect investments classified by investment style, and residual risk"},{"code":"VS09","name":"Total data for all risk classes"},{"code":"VS10","name":"Breach of the diversification limits under section 8"},{"code":"VS11","name":"Investments in a single property under section 5"},{"code":"VS12","name":"Investments in a single entity under section 6"},{"code":"VS13","name":"Collateral for debt instruments under section 7"}],"note":"Group title in the workbook: 'Eläkelaitoksen vakavaraisuusrajan laskeminen ja sijoitusten hajauttaminen' (calculation of the solvency margin and diversification of investments). Filed by benefit-based occupational pension providers.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vs_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vs-template","vs-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":28,"count_basis":"28 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vs_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vs_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vs_lomakemalli_fi.xlsx"]},{"id":"vt","code":"VT","name":"Patient insurance statistical survey","group":"Insurers: national statistical surveys (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VT' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): patient insurance statistical survey.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Non-life insurers; Finnish branches of EEA insurers; EEA insurers providing cross-border services in Finland.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"30 April.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":3,"items":[{"code":"VT01","name":"Result under accounting valuation principles, by customer group"},{"code":"VT02","name":"Accounting-based technical provisions, by customer group"},{"code":"VT03","name":"Accounting-based data"}],"note":"Group title in the workbook: 'Potilasvakuutuksen tilastotutkimus' (patient insurance statistical survey).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vt_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vt-template","vt-instructions","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":136,"count_basis":"136 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vt_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vt_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vt_lomakemalli_fi.xlsx"]},{"id":"vq","code":"VQ","name":"Insurance brokers' reporting","group":"Insurance intermediaries: national reporting (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'VQ' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): insurance brokers' reporting.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Insurance brokers.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"30 April.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":3,"items":[{"code":"VQ01","name":"Summary"},{"code":"VQ02","name":"Non-life insurance"},{"code":"VQ03","name":"Life insurance"}],"note":"Group title in the workbook: 'Vakuutusmeklareiden raportointi' (insurance brokers' reporting).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vq_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","vq-guide","vq-template","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":47,"count_basis":"47 rows on the sheet 'FIN-FSA Validation rules' in the table workbook vq_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vq_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"firm-level","text":"FIN-FSA's insurance-brokers statistics page publishes a comparison workbook with one summary sheet named for each insurance broker, current 2016-2025.","url":"https://www.finanssivalvonta.fi/globalassets/fi/tilastot/vakuutus/vakuutusmeklarit/meklaritilasto_2016-2025_en-.xlsx","format":"Excel","source":"https://www.finanssivalvonta.fi/en/statistics/insurance/insurance-brokers/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/vq_lomakemalli_fi.xlsx"]},{"id":"ka","code":"KA","name":"Sickness funds: income statement and balance sheet tables","group":"Sickness funds: national reporting (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'KA' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): sickness funds: income statement and balance sheet tables.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Sickness funds (those operating under the Sickness Insurance Act, and supplementary/complementary sickness funds).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"Within one month of the fund meeting that adopts the financial statements.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":5,"items":[{"code":"KA01","name":"Income statement, sickness funds"},{"code":"KA02","name":"Balance sheet, sickness funds"},{"code":"KA03","name":"Statistical data on sickness funds"},{"code":"KA04","name":"Valuation difference calculation, sickness funds"},{"code":"KA05","name":"Income statement breakdown, sickness funds"}],"note":"Filed by sickness funds (funds under the Sickness Insurance Act, and supplementary/complementary sickness funds). No separate KA-ohje completion instructions were found on the 1/2011 page; the workbook's own 'Raportoitujen tietojen tarkkuus' (reporting precision) notes and the embedded FIN-FSA validation-rule formulas are the only guidance published.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ka_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","ka-template","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":62,"count_basis":"62 rows on the sheet 'FIN-FSA Validation rules' in the table workbook ka_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ka_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2024/ka_lomakemalli_fi.xlsx"]},{"id":"kb","code":"KB","name":"Unemployment funds: income statement and balance sheet tables","group":"Unemployment funds: national reporting (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'KB' under FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market): unemployment funds: income statement and balance sheet tables.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Unemployment funds.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"30 April.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 1/2011 (Submission of machine-readable supervisory data to the FIN-FSA by an entity operating in the insurance market)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"}],"templates":{"count":3,"items":[{"code":"KB01","name":"Income statement, unemployment funds"},{"code":"KB02","name":"Balance sheet, unemployment funds"},{"code":"KB03","name":"Unemployment fund membership numbers"}],"note":"Filed by unemployment funds. A 2025 supervision release confirms KB01/KB02 (and the KB workbook generally) sit under the 1/2011 machine-readable-submission regulation even though unemployment funds' other duties are set by regulation 3/2021; no separate KB-ohje was found.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/kb-taulukko.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","kb-template","reg-1-2011-pdf"],"validation_rules":{"published":true,"count":63,"count_basis":"63 rows on the sheet 'FIN-FSA Validation rules' in the table workbook kb-taulukko.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/kb-taulukko.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2011/01_2011/lomakkeet-2025/kb-taulukko.xlsx","https://www.finanssivalvonta.fi/tiedotteet-ja-julkaisut/valvottavatiedotteet/2025/tyottomyyskassoja-koskeviin-maarayksiin-ja-ohjeisiin-32021-seka-tiedonkeruutaulukoihin-muutoksia/"]},{"id":"kt","code":"KT","name":"Unemployment funds' statistical data","group":"Unemployment funds: national reporting (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'KT' under FIN-FSA regulations and guidelines 17/2013 (Regulations and guidelines concerning unemployment funds): unemployment funds' statistical data.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Unemployment funds.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"monthly","text":"Monthly, on the situation as at the last day of the calendar month.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"By the 10th calendar day after the reference date (the last day of the month), as FIN-FSA's insurance-sector reporting page states, citing chapter 12 of regulation 17/2013. The copy of regulation 17/2013 read (issued 10.9.2013, in force from 1.1.2014) says instead that the monthly statistics are sent by the 15th of the following month, as an email attachment; reporting moved to the Reporter Portal from the reference date 31.3.2024, according to FIN-FSA's insurance-sector data collection map.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 17/2013 (Regulations and guidelines for unemployment funds), section 12.1.2 (monthly statistics)","url":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2013/17_2013/17_2013.m2.pdf"}],"templates":{"count":0,"items":[],"note":"Checked the 1/2011 Finnish regulation page (no KT-taulukko link there) and FIN-FSA's insurance-sector data collection map, which lists KT (table KT01, 'Työttömyyskassojen tilastotietoja') as filed through the Reporter Portal in CSV but does not link a downloadable workbook or completion instructions. Regulation 17/2013, section 12.1.2, describes the underlying monthly statistics only as a record layout the fund's own payment system produces, sent by email; no standalone KT template or instructions document was found on FIN-FSA's pages.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of business validation rules for this national module was found on the pages read; FIN-FSA's data collection sets data types and value ranges, checked on upload.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2013/17_2013/17_2013.m2.pdf"]},{"id":"jm","code":"JM","name":"Membership fee proposal calculation table","group":"Unemployment funds: national reporting (national)","status":"in force","purpose":{"text":"A national FIN-FSA return, table 'JM' under FIN-FSA regulations and guidelines 17/2013 (Regulations and guidelines concerning unemployment funds): membership fee proposal calculation table.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"who_files":{"text":"Unemployment funds.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"deadline":{"text":"15 October.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"formats":{"values":["CSV"],"text":"Filed through the Reporter Portal as a CSV file built to FIN-FSA's data collection, under FIN-FSA's 'Vakra' insurance-sector data collection arrangement.","source":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 17/2013 (Regulations and guidelines for unemployment funds), section 12.1.5 (membership fee proposal)","url":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2013/17_2013/17_2013.m2.pdf"}],"templates":{"count":2,"items":[{"code":"JM01","name":"Membership fee proposal calculation table (funds with euro-based fees)"},{"code":"JM02","name":"Membership fee proposal calculation table (funds with percentage-based fees)"}],"note":"Filed by unemployment funds. JM01 applies to funds with a fixed euro membership fee, JM02 to funds with a percentage-based fee. The table workbook is published on the 1/2011 regulation page; the filing duty itself is set by regulation 17/2013, section 12.1.5.","source":"https://www.finanssivalvonta.fi/globalassets/fi/jm_lomakemalli_fi.xlsx"},"documents":["reg-1-2011-fi","map-insurance-fi","virati-vakra-desc","jm-template","reg-1-2011-pdf","data-accuracy-form"],"validation_rules":{"published":true,"count":234,"count_basis":"234 rows on the sheet 'FIN-FSA Validation rules' in the table workbook jm_lomakemalli_fi.xlsx, one per ValidationCode, none with an end date before 13 November 2026. Every rule has the severity 'Warning'.","where":"https://www.finanssivalvonta.fi/globalassets/fi/jm_lomakemalli_fi.xlsx","machine_readable":true,"rule_format":"A sheet in the table workbook with one rule per row: the rule itself as a formula over table cells in the column ValidationCode (for example 'VA01a(1020,10)=SUM(VA01a(102010,10):VA01a(102030,10))'), then the table code, start and end date, frequency, system code, severity and interval.","note":"The same workbook is the table template for the return.","source":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/vakuutustoiminta/01_2011/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/vakuutusyhteisot/","https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","https://www.finanssivalvonta.fi/globalassets/fi/jm_lomakemalli_fi.xlsx","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2013/17_2013/17_2013.m2.pdf"]},{"id":"ma","code":"MA","name":"Submission of accounting-based supervisory data","group":"Payment and e-money institutions: national reporting (national)","status":"in force","purpose":{"text":"A national annual return of financial-statement and accounting-based supervisory data, under FIN-FSA regulations and guidelines 8/2016, chapter 8.4.1.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"who_files":{"text":"Authorised payment institutions, and persons providing payment services without authorisation (registered providers).","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"frequency":{"value":"annual","text":"Annually.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"deadline":{"text":"By 28 February, or within two months of the financial year's end.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal; FIN-FSA's page does not name a specific file format for this module.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 8/2016, chapter 8.4 (Payment institutions and persons providing payment services without authorisation)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/toiminnan-aloittaminen/08_2016/"}],"templates":{"count":3,"items":[{"code":"MA03","name":"Supervisory income statement"},{"code":"MA04","name":"Supervisory balance sheet"},{"code":"MA05","name":"Basic information"}],"note":"MA covers payment institutions' and registered providers' accounting-based data under regulation 8/2016, chapter 8.4.1. No separate MA-ohje completion instructions were found; the regulation text and the workbook's own notes are the only guidance.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_ma_lomakemalli.xlsx"},"documents":["reg-8-2016-fi","map-financial","payment-page-fi","ma-template","reg-8-2016-pdf"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for MA was found on the pages read.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/payment-service-providers/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_ma_lomakemalli.xlsx"]},{"id":"mu","code":"MU","name":"Large customer exposures","group":"Payment and e-money institutions: national reporting (national)","status":"in force","purpose":{"text":"A national semi-annual return on large customer exposures, under FIN-FSA regulations and guidelines 8/2016, chapter 8.4.2.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"who_files":{"text":"Authorised payment institutions, and persons providing payment services without authorisation.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"frequency":{"value":"semi-annual","text":"Semi-annually, as at 30 June and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"deadline":{"text":"28 February, 31 August.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 8/2016, chapter 8.4 (Payment institutions and persons providing payment services without authorisation)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/toiminnan-aloittaminen/08_2016/"}],"templates":{"count":1,"items":[{"code":"MU03","name":"Large customer exposures"}],"note":"MU covers large customer exposures under regulation 8/2016, chapter 8.4.2.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_mu_lomakemalli.xlsx"},"documents":["reg-8-2016-fi","map-financial","mu-template","reg-8-2016-pdf"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for MU was found on the pages read.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/payment-service-providers/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_mu_lomakemalli.xlsx"]},{"id":"mj","code":"MJ","name":"Lending and overdue receivables","group":"Payment and e-money institutions: national reporting (national)","status":"in force","purpose":{"text":"A national semi-annual return on lending and overdue receivables, under FIN-FSA regulations and guidelines 8/2016, chapter 8.4.3. It applies only to payment institutions carrying out the credit-granting activity referred to in sections 9(2) and 10 of the Payment Institutions Act.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"who_files":{"text":"Authorised payment institutions, and persons providing payment services without authorisation, that grant credit under sections 9(2) and 10 of the Payment Institutions Act.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"frequency":{"value":"semi-annual","text":"Semi-annually, as at 30 June and 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"deadline":{"text":"28 February, 31 August.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 8/2016, chapter 8.4 (Payment institutions and persons providing payment services without authorisation)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/toiminnan-aloittaminen/08_2016/"}],"templates":{"count":1,"items":[{"code":"MJ01","name":"Lending and overdue receivables"}],"note":"MJ applies only to payment institutions that grant credit under sections 9(2) and 10 of the Payment Institutions Act, under regulation 8/2016, chapter 8.4.3.","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_mj_lomakemalli.xlsx"},"documents":["reg-8-2016-fi","map-financial","mj-template","reg-8-2016-pdf"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for MJ was found on the pages read.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/payment-service-providers/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_mj_lomakemalli.xlsx"]},{"id":"mv","code":"MV","name":"Own funds and capital adequacy","group":"Payment and e-money institutions: national reporting (national)","status":"in force","purpose":{"text":"A national annual return of own funds and capital adequacy, under FIN-FSA regulations and guidelines 8/2016, chapter 8.4.4.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"who_files":{"text":"Authorised payment institutions, and persons providing payment services without authorisation.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"frequency":{"value":"annual","text":"Annually, as at 31 December.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"deadline":{"text":"28 February.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"formats":{"values":["Other"],"text":"Filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 8/2016, chapter 8.4 (Payment institutions and persons providing payment services without authorisation)","url":"https://www.finanssivalvonta.fi/saantely/maarays-ja-ohjekokoelma/toiminnan-aloittaminen/08_2016/"}],"templates":{"count":2,"items":[{"code":"MV02","name":"Own funds and capital adequacy (CA)"},{"code":"MV03","name":"Own funds and capital adequacy (CA)"}],"note":"MV covers own funds and capital adequacy under regulation 8/2016, chapter 8.4.4; the workbook splits this into two linked sheets (MV02 and MV03).","source":"https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_mv_lomakemalli.xlsx"},"documents":["reg-8-2016-fi","map-financial","mv-template","reg-8-2016-pdf"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published list of validation rules for MV was found on the pages read.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/"},"sources":["https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/payment-service-providers/","https://www.finanssivalvonta.fi/globalassets/fi/saantely/maarayskokoelma/2016/08_2016/2016_08_mv_lomakemalli.xlsx"]},{"id":"eu-if-class2","code":"IFCLASS2","name":"Investment firm prudential reporting, class 2 firms","group":"Investment firms: prudential reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised quarterly prudential report for class 2 investment firms under the Investment Firms Regulation (IFR).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"who_files":{"text":"Investment firms classified as class 2 under the IFR (other than those authorised to hold client funds, which are treated as credit institutions).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"quarterly","text":"Quarterly, as at 31 March, 30 June, 30 September and 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"deadline":{"text":"12 May, 11 August, 11 November, 11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 5/2021 (prudential requirements for investment firms)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/05_2021/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/if-class2 (docs/eba/if-class2.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"documents":["reg-5-2021","if-scope-xlsx","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/if-class2).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"]},{"id":"eu-if-class3","code":"IFCLASS3","name":"Investment firm prudential reporting, class 3 (small and non-interconnected) firms","group":"Investment firms: prudential reporting (EU, EBA)","status":"in force","purpose":{"text":"The EU-harmonised annual prudential report for small and non-interconnected (class 3) investment firms under the IFR.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"who_files":{"text":"Investment firms classified as class 3 under the IFR.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"deadline":{"text":"11 February.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 5/2021 (prudential requirements for investment firms)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/05_2021/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates and instructions are defined by the EBA. See the library's EBA entry eba/if-class3 (docs/eba/if-class3.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"documents":["reg-5-2021","if-scope-xlsx","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/if-class3).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"]},{"id":"eu-rem-he-if","code":"REM HE","name":"High earners (investment firms)","group":"Credit institutions and investment firms: remuneration and supervisory benchmarking (EU, EBA)","status":"in force","purpose":{"text":"EU-harmonised high-earners remuneration data collection for investment firms, under EBA guidelines, parallel to the credit-institutions REM HE return.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"who_files":{"text":"Investment firms authorised to hold client funds, treated as credit institutions for capital adequacy (FIN-FSA's page cites its Common Reporting (COREP) regulation 26/2013 as the basis for this row).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"frequency":{"value":"annual","text":"Annually, on the situation as at 31 December.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"deadline":{"text":"On 15 June at the latest.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"formats":{"values":["XBRL-XML","xBRL-CSV"],"text":"An XBRL reporting package filed through the Reporter Portal.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/reporting-instructions/technical-instructions/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 26/2013, section 3 (Common reporting, COREP)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/capital-adequacy/26_2013/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates are defined by the EBA. See the library's EBA entry eba/rem-he-if (docs/eba/rem-he-if.md).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"documents":["reg-26-2013","map-financial"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted here: the EBA's validation rules apply (see eba/rem-he-if).","where":null,"machine_readable":true,"rule_format":"EBA validation rules, as applied by the Reporter Portal","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"]},{"id":"eu-aifmd","code":"AIFMD Annex IV","name":"AIFMD reporting (AIFM and AIF reports)","group":"Fund managers: AIFMD reporting (EU, ESMA)","status":"in force","purpose":{"text":"Reporting under Article 24 of the AIFM Directive and the European Commission's AIFMD reporting regulation: AIFMs report regularly on themselves and on the alternative investment funds (AIFs) they manage, so FIN-FSA and ESMA can monitor systemic risk. Reports comprise basic information on the AIFM and its AIFs, the AIF's principal exposures and risk concentrations, its risk profile and its leverage.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},"who_files":{"text":"Authorised and registered AIFMs, and non-EEA AIFMs that market in Finland the AIFs they manage.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},"frequency":{"value":"varies","text":"For each AIFM and AIF: annually (31 December), semi-annually (30 June and 31 December) or quarterly (31 March, 30 June, 30 September, 31 December), depending on the fund's size and type.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"deadline":{"text":"For each AIFM and AIF: 30 April/15 May, 31 July/15 August, 31 October/15 November, 31 January/15 February, depending on frequency.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"},"formats":{"values":["XML"],"text":"An XML file following ESMA's AIFMD reporting IT technical guidance and XML schemas, created via the Reporter Portal's reporting forms or uploaded from the reporter's own systems (reports for reference dates from 30 September 2023 go through the Reporter Portal; earlier reports went by email to the legacy system).","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},"legal_basis":[{"title":"FIN-FSA regulations and guidelines 4/2014, section 6 (Alternative investment fund managers)","url":"https://www.finanssivalvonta.fi/en/regulation/FIN-FSA-regulations/organisation-of-supervised-entities-operations/04_2014/"},{"title":"Act on Alternative Investment Fund Managers (162/2014)","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"}],"templates":{"count":0,"items":[],"note":"EU return: the templates, XML schemas and IT guidance are ESMA's (Guidelines on reporting obligations under Articles 3(3)(d) and 24(1),(2) and (4) of the AIFMD; consolidated AIFMD reporting template; AIFMD reporting IT technical guidance). No library ESMA entry exists yet to link. ESMA's own site (esma.europa.eu) was not requested; see gaps.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},"documents":["reg-4-2014","map-financial","aifmd-page","aifmd-notif-form","esma-desc","invest-page"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted: ESMA's AIFMD XML schemas and validation rules apply.","where":null,"machine_readable":true,"rule_format":"ESMA's AIFMD XML schemas and validation rules","note":"The Reporter Portal validates each report and shows the identifying fund-manager and fund details against FIN-FSA's register; a report fails if these do not match.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/aifmd-reporting/","https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/investment-service-providers-fund-management-companies-alternative-investment-fund-managers/"]},{"id":"eu-mifir-tr","code":"MiFIR Article 26","name":"Transaction reporting (MiFIR)","group":"Investment firms: markets reporting (EU, ESMA)","status":"in force","purpose":{"text":"Complete and accurate details of transactions in financial instruments, reported to FIN-FSA under Article 26 of the Markets in Financial Instruments Regulation (MiFIR), so the competent authority can detect and investigate potential market abuse and monitor orderly markets.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"who_files":{"text":"Investment service providers (MiFID II investment firms and credit institutions providing investment services or activities) executing transactions in financial instruments; investment service providers receiving and transmitting orders to other investment service providers for execution; operators of a trading venue whose systems execute transactions for a firm not subject to MiFIR; and approved reporting mechanisms (ARMs).","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"frequency":{"value":"daily","text":"For each transaction executed.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"deadline":{"text":"Without delay, and at the latest by the close of the following working day.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"formats":{"values":["XML"],"text":"A transaction report file sent over an SFTP connection, continuously processed through the day; feedback messages are sent between 19:00 and 06:00.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"legal_basis":[{"title":"Regulation (EU) No 600/2014 (MiFIR), Article 26","url":"https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32014R0600"}],"templates":{"count":0,"items":[],"note":"EU return: the fields, XML schemas and validation rules are ESMA's (ESMA Guidelines on transaction reporting, order record keeping and clock synchronisation under MiFID II). No library ESMA entry exists yet to link. ESMA's own site was not requested; see gaps.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"documents":["sftp-guide","mifir-tech-instr","map-financial","transaction-page"],"validation_rules":{"published":true,"count":null,"count_basis":"Not counted: ESMA's MiFIR transaction-reporting validation rules apply.","where":null,"machine_readable":true,"rule_format":"ESMA data validation rules for MiFIR transaction data, and XML schemas","note":"FIN-FSA processes files continuously and returns feedback messages overnight; a test service mirrors the production service for pre-live testing.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"public_data":{"level":"none found","text":"No data from this return published by FIN-FSA was found on the pages checked.","source":"https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"},"sources":["https://www.finanssivalvonta.fi/en/reporting/transaction-reporting2/"]}],"documents":[{"id":"map-financial","title":"Reporting map (financial sector)","url":"https://www.finanssivalvonta.fi/globalassets/en/reporting/reporting_map_financial_sector.pdf","role":"list of returns","file_type":"pdf","downloadable":true,"size_bytes":260012,"sha256":"7ebe87159b3b5086e6b3f11fc7da71de9ffc68a05673c7404a960bd0214b50c8","date":"2026-10-02"},{"id":"map-insurance-en","title":"Reporting map (insurance sector)","url":"https://www.finanssivalvonta.fi/globalassets/en/reporting/reporting_map_insurance_sector.pdf","role":"list of returns","file_type":"pdf","downloadable":true,"size_bytes":187765,"sha256":"a74e448b908a59a7d79aaac2cff28f8f66d72979577c6c168aba9dea57e14ae3","date":"2025-12-17"},{"id":"map-insurance-fi","title":"Vakuutussektorin tiedonkeruukartta (Insurance-sector data collection map)","url":"https://www.finanssivalvonta.fi/globalassets/fi/raportointi/tiedonkeruukartta_vakuutussektori.pdf","role":"list of returns","file_type":"pdf","downloadable":true,"size_bytes":188320,"sha256":"dd2f472d04b82bdd6c0c64c79f4f6bc7223f105a50a4e5ae2723a05980281e8a","date":"2025-12-17","note":"Dated 17.12.2025 on the document itself. A table of every national insurance-sector report and module, with the entity types that file it, frequency, transition date to the Reporter Portal and file format."},{"id":"credit-page","title":"Credit institutions (reporting page)","url":"https://www.finanssivalvonta.fi/en/reporting/reporting-of-financial-standing-and-risks/new-reporting-system/credit-institutions/","role":"list of returns","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null},{"id":"payment-page-fi","title":"Maksupalvelujen tarjoajat (Payment service providers, reporting page)","url":"https://www.finanssivalvonta.fi/raportointi/taloudellisen-tilan-ja-riskien-raportointi/uusi-jarjestelma/maksupalvelujen-tarjoajat/","role":"list of returns","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null},{"id":"insurance-page-fi","title":"Vakuutusyhteisöt (Insurance undertakings, reporting 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