{"name":"Line4 regulatory submissions library","licence":"Line4's own text, and the way Line4 has collected and arranged these records, are licensed under CC BY 4.0. The facts themselves (names, codes, dates, frequencies, formats) belong to no one. The regulators' document titles, template names, quoted terms and documents belong to the regulators and are not covered by this licence: see each regulator's reuse terms. Not affiliated with or endorsed by any regulator.","license_url":"https://creativecommons.org/licenses/by/4.0/","credit":"Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai","last_checked":"2026-11-13","url":"https://www.line4.ai/regulatory-returns","regulators":[{"id":"fhfa","last_checked":"2026-11-13","regulator":{"name":"Federal Housing Finance Agency","short_name":"FHFA","country":"United States","country_code":"US","region":"North America","website":"https://www.fhfa.gov/","what_it_does":"An independent federal agency, established by the Housing and Economic Recovery Act of 2008, that supervises and regulates Fannie Mae, Freddie Mac and the Federal Home Loan Bank System (the 11 FHLBanks and the Office of Finance), together called the regulated entities, so they operate safely and soundly as a reliable source of funding for housing finance. Since 2008 FHFA has also been conservator of Fannie Mae and Freddie Mac.","source":"https://www.fhfa.gov/about"},"scope":{"text":"Periodic returns the regulated entities file with FHFA: the FHLBank System's combined financial reports, filed by the Office of Finance; Fannie Mae's and Freddie Mac's quarterly capital reports under the Enterprise Regulatory Capital Framework; their annual Dodd-Frank Act stress test report, which no longer covers the FHLBanks; their quarterly and annual Mortgage Reports and Annual Housing Activities Report on housing goals; and their Duty to Serve Underserved Markets Plan reports. Also covered: the Community Support Statement, a biennial return filed directly with FHFA not by a regulated entity itself but by each FHLBank member bank, thrift, credit union or community development financial institution, under FHFA's own Community Support Program regulation. Left out: FHFA's own examination reports and advisory bulletins, which FHFA issues to the regulated entities rather than the other way round; the Suspended Counterparty Program, which is a list FHFA publishes rather than a firm filing; and one-off filings such as an FHLBank membership application or capital plan.","source":"https://www.fhfa.gov/supervision/fhfa-examinations"},"submission_systems":[],"licence":{"name":"FHFA Website Privacy Policy","quote":"Generally, information and materials produced by Federal agencies, including FHFA, are in the public domain and may be copied and distributed without permission.","url":"https://www.fhfa.gov/about/fhfa-policies/website-privacy-policy","checked":"2026-11-13","redistribution":"allowed","conditions":"This excludes the FHFA seal, other federal agency seals, and any mark carrying the ® symbol. Some site content is third-party material, not in the public domain, and is not relied on here. FHFA's name or logo (for example \"Source: FHFA®\") may be used to identify the source of content.","decision":"link-only","decision_reason":"FHFA's own privacy policy says information and materials it produces are in the public domain and may be copied and distributed without permission, but this library never hosts or copies a regulator's own documents, so only links, sizes and hashes are kept here."},"public_filed_data":[{"name":"Uniform Appraisal Dataset (UAD) Aggregate Statistics","level":"aggregate","description":"Aggregate statistics on appraisal records for Enterprise single-family, Enterprise condominium and FHA single-family appraisals, built from appraisal data lenders submit to the Enterprises' Uniform Collateral Data Portal rather than filed with FHFA directly.","url":"https://www.fhfa.gov/data/uad","format":"CSV","returns":[],"reuse":"No reuse terms specific to this dataset were found; see the licence section for FHFA's general public-domain notice.","source":"https://www.fhfa.gov/data/uad"},{"name":"Enterprise Dodd-Frank Act stress test results","level":"firm-level","description":"FHFA's announcements of Fannie Mae's and Freddie Mac's annual DFAST results, and each Enterprise's own public summary disclosure.","url":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests","format":"Other","returns":["fhfa-dfast"],"reuse":"No reuse terms specific to this dataset were found; see the licence section for FHFA's general public-domain notice.","source":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests"},{"name":"Enterprise Annual Housing Activity Reports and Determinations","level":"firm-level","description":"Fannie Mae's and Freddie Mac's own Annual Housing Activity Reports, and FHFA's determinations on housing goal performance, linked from FHFA's site.","url":"https://www.fhfa.gov/programs/enterprise-affordable-housing-goals","format":"PDF","returns":["fhfa-ahar"],"reuse":"No reuse terms specific to this dataset were found; see the licence section for FHFA's general public-domain notice.","source":"https://www.fhfa.gov/programs/enterprise-affordable-housing-goals"}],"gaps":["fhfa.gov's internal site search is disallowed by its own robots.txt (Disallow: /search/), so this round relied on following fhfa.gov's own navigation links rather than searching the site; a further periodic FHFA return this approach missed cannot be ruled out.","No FHFA.gov page read this round names a specific electronic filing system or portal for the combined financial report, the Enterprise capital report, DFAST, the Mortgage Report, the AHAR, the Duty to Serve reports or the Community Support Statement, so each return's formats field records what the regulation itself says (a report in the form FHFA specifies) rather than a named system.","Whether any individual FHLBank files a report of financial condition with FHFA beyond the System-wide combined financial report the Office of Finance files under 12 CFR 1273.6 was not confirmed from a page read this round.","The FHLBanks' own capital structure and capital plans (12 CFR parts such as 1277) were not researched this round, since they are approved once rather than filed as a recurring periodic return.","Whether U.S. FinTech, the Enterprises' joint venture that FHFA also supervises, files any distinct periodic return of its own was not confirmed from a page read this round."],"sources":[{"title":"FHFA Website Privacy Policy","url":"https://www.fhfa.gov/about/fhfa-policies/website-privacy-policy"},{"title":"About FHFA","url":"https://www.fhfa.gov/about"},{"title":"About the Federal Home Loan Bank System","url":"https://www.fhfa.gov/about/federal-home-loan-bank-system"},{"title":"FHFA Examinations","url":"https://www.fhfa.gov/supervision/fhfa-examinations"},{"title":"Dodd-Frank Act Stress Tests (DFAST)","url":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests"},{"title":"Federal Home Loan Bank Stress Tests For Market And Credit Risk","url":"https://www.fhfa.gov/data/fhlb-stress-tests"},{"title":"Fannie Mae & Freddie Mac Affordable Housing Goals","url":"https://www.fhfa.gov/programs/enterprise-affordable-housing-goals"},{"title":"Duty to Serve Program","url":"https://www.fhfa.gov/programs/duty-to-serve"},{"title":"Affordable Housing Program","url":"https://www.fhfa.gov/programs/affordable-housing"},{"title":"Uniform Appraisal Dataset (UAD) Aggregate Statistics","url":"https://www.fhfa.gov/data/uad"},{"title":"12 CFR Part 1238 (Stress Testing of Regulated Entities, 2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},{"title":"12 CFR Part 1240 (Capital Adequacy of Enterprises, 2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},{"title":"12 CFR Part 1273 (Office of Finance, 2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},{"title":"12 CFR Part 1282 (Enterprise Housing Goals and Mission, 2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},{"title":"12 CFR Part 1290 (Community Support Requirements, 2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"}],"returns":[{"id":"fhfa-fhlb-combined-financial-report","code":"Combined Financial Report","name":"FHLBank System combined financial reports","official_name":"Combined annual and quarterly financial reports of the Federal Home Loan Bank System","group":"FHLBank System financial reporting","status":"in force","purpose":{"text":"A single set of financial statements covering all 11 FHLBanks together, prepared by the System's Office of Finance, with each Bank's figures shown as a separate segment, broadly along the lines the Securities and Exchange Commission requires of public companies.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"who_files":{"text":"The Office of Finance, as the FHLBank System's fiscal agent, under the oversight of its Audit Committee.","source":"https://www.fhfa.gov/about/federal-home-loan-bank-system"},"frequency":{"value":"quarterly","text":"An annual combined financial report and a combined financial report for each of the first three calendar quarters.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"deadline":{"text":"The annual report must be filed with FHFA within 90 days after the end of the fiscal year; each quarterly report must be filed with FHFA within 45 days after the end of that quarter (12 CFR 1273.6(b)(4)).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"formats":{"values":["Other"],"text":"Prepared and distributed as a written combined financial report; no specific electronic filing format is stated on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"legal_basis":[{"title":"12 CFR 1273.6(b) (combined financial reports requirements)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"}],"templates":{"count":0,"items":[],"note":"A combined set of financial statements with each Bank presented as a segment; not divided into separately named schedules on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"documents":["fhfa-fhlb-system","cfr-12-part1273"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The regulation requires the scope, form and content generally to follow Securities and Exchange Commission Regulations S-K and S-X, but no standalone, published catalogue of edit checks specific to this report was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"public_data":{"level":"firm-level","text":"Each combined report is distributed to every Bank and Bank member; no FHFA.gov page read this round republishes it directly.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"},"sources":["https://www.fhfa.gov/about/federal-home-loan-bank-system","https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf"]},{"id":"fhfa-enterprise-capital-report","code":"Enterprise Capital Report","name":"Enterprise capital reports","official_name":"Quarterly capital report under the Enterprise Regulatory Capital Framework (12 CFR Part 1240)","group":"Capital","status":"in force","purpose":{"text":"Reports an Enterprise's regulatory capital levels, buffers and risk-weighted assets, so FHFA can monitor its capital adequacy under the Enterprise Regulatory Capital Framework.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"who_files":{"text":"Each Enterprise (Fannie Mae and Freddie Mac), on a consolidated basis.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"frequency":{"value":"quarterly","text":"Every calendar quarter; an amended report is required if a later financial statement adjustment would change a filed capital report.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"deadline":{"text":"Not later than 60 days after the last day of the calendar quarter, or such other time as the Director requires; an amended report is due within 15 days of the adjustment that caused it (12 CFR 1240.1(f)).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"formats":{"values":["Other"],"text":"Filed in the information, data and report format FHFA separately specifies to the Enterprise in writing; no specific electronic filing format is stated on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"legal_basis":[{"title":"12 CFR 1240.1(f) (reporting procedure and timing for capital reports)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"}],"templates":{"count":0,"items":[],"note":"Must include, as of the end of the quarter, common equity tier 1, core, tier 1, total and adjusted total capital; the stress capital buffer, capital conservation buffer, stability capital buffer and maximum payout ratio; adjusted total assets; and standardized total risk-weighted assets.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"documents":["cfr-12-part1240"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No standalone, published catalogue of edit checks was found on the pages read; the report must be approved by the Enterprise's Chief Risk Officer and Chief Financial Officer before submission.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"public_data":{"level":"firm-level","text":"Each Enterprise must disclose the reported information in an appropriate publicly available filing or document; no FHFA.gov page read this round republishes it directly.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"},"sources":["https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf"]},{"id":"fhfa-dfast","code":"DFAST","name":"Annual Dodd-Frank Act stress test report","official_name":"Dodd-Frank Act Stress Test (DFAST) required report to FHFA and the Federal Reserve Board","group":"Capital","status":"in force","status_note":{"text":"DFAST applies to Fannie Mae and Freddie Mac only. As of March 2020, under the Stress Testing of Regulated Entities final rule, the FHLBanks are no longer required to conduct Dodd-Frank Act stress tests, although FHFA still expects them to run other market, credit, liquidity and model-risk stress tests as a prudential matter.","source":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests"},"purpose":{"text":"Assesses how an Enterprise's capital would hold up over a nine-quarter planning horizon under baseline and severely adverse economic scenarios that FHFA sets each year, aligned with the Federal Reserve's own stress test scenarios.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"who_files":{"text":"Each Enterprise (Fannie Mae and Freddie Mac).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"frequency":{"value":"annual","text":"Annually, based on the Enterprise's data as of 31 December of the preceding calendar year.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"deadline":{"text":"The results must be reported to FHFA and the Federal Reserve Board on or before 20 May each year (12 CFR 1238.5(a)); a public summary of the severely adverse scenario results must be disclosed between 1 and 15 August each year.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"formats":{"values":["Other"],"text":"Filed in the manner and form FHFA establishes; no specific electronic filing format is stated on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"legal_basis":[{"title":"12 CFR Part 1238 (Stress Testing of Regulated Entities), implementing Dodd-Frank Act section 165(i)(2) as amended by EGRRCPA section 401","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"}],"templates":{"count":0,"items":[],"note":"Must include aggregate losses, pre-provision net revenue, net income, net worth and pro forma capital levels and ratios over the planning horizon; not divided into separate named schedules.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"documents":["fhfa-dfast-page","cfr-12-part1238"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"FHFA issues scenarios and methodology guidance annually, but no standalone, published catalogue of edit checks for the report itself was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"},"public_data":{"level":"firm-level","text":"FHFA announces each Enterprise's stress test results publicly, and each Enterprise must disclose a summary on its own website or another reasonably accessible form between 1 and 15 August.","url":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests","source":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests"},"sources":["https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests","https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf"]},{"id":"fhfa-mortgage-report","code":"Mortgage Report","name":"Mortgage reports (housing goals loan-level data)","official_name":"Quarterly and Annual Mortgage Report (12 CFR 1282.62)","group":"Housing goals and mission","status":"in force","purpose":{"text":"Aggregates loan-level data on every mortgage an Enterprise purchases in the year, so FHFA can monitor the Enterprise's performance against its single-family and multifamily housing goals.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"who_files":{"text":"Each Enterprise (Fannie Mae and Freddie Mac).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"frequency":{"value":"quarterly","text":"Quarterly; the fourth-quarter Mortgage Report also serves as, and is designated, the Annual Mortgage Report.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"deadline":{"text":"Not stated in exact day-count detail on the pages read beyond \"quarterly\"; an Enterprise may revise any quarterly report for the year at any time before it submits its Annual Mortgage Report (12 CFR 1282.62(d)).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"formats":{"values":["Other"],"text":"Submitted as computerized loan-level data in the format FHFA specifies in writing.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"legal_basis":[{"title":"12 CFR 1282.62 (mortgage reports)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"}],"templates":{"count":0,"items":[],"note":"Each report aggregates year-to-date loan-level mortgage purchase data by dollar volume, number of units and number of mortgages on owner-occupied and rental property; not divided into separate named schedules.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"documents":["fhfa-enterprise-housing-goals","cfr-12-part1282"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The senior officer responsible for the fourth quarter Annual Mortgage Report must certify it, but no standalone, published catalogue of edit checks was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"public_data":{"level":"aggregate","text":"FHFA uses this data to determine and publish each Enterprise's official housing goal performance; no dedicated public dataset of the report itself was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"sources":["https://www.fhfa.gov/programs/enterprise-affordable-housing-goals","https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"]},{"id":"fhfa-ahar","code":"AHAR","name":"Annual Housing Activities Report","official_name":"Annual Housing Activities Report (AHAR) under the Charter Acts (12 CFR 1282.63)","group":"Housing goals and mission","status":"in force","purpose":{"text":"Reports each Enterprise's housing goal performance for the year, as required by its own Charter Act, and feeds FHFA's own Annual Housing Report to Congress.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"who_files":{"text":"Each Enterprise (Fannie Mae and Freddie Mac).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"frequency":{"value":"annual","text":"Annually, for each calendar year.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"deadline":{"text":"Within 75 days after the end of each calendar year, to the Director, the House Financial Services Committee and the Senate Banking Committee (12 CFR 1282.63).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"formats":{"values":["Other"],"text":"No specific electronic filing format is stated on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"legal_basis":[{"title":"12 CFR 1282.63, implementing Fannie Mae Charter Act section 309(n) and Freddie Mac Act section 307(f)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"}],"templates":{"count":0,"items":[],"note":"Content follows the Charter Acts' own list of required information; not divided into separate named schedules on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"documents":["fhfa-enterprise-housing-goals","cfr-12-part1282"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"The senior officer responsible for the AHAR must certify it is true, correct and complete; no standalone, published catalogue of edit checks was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"public_data":{"level":"firm-level","text":"Each Enterprise must make its AHAR available to the public online and at its offices, and FHFA links both Enterprises' AHARs and determinations from its own site.","url":"https://www.fhfa.gov/programs/enterprise-affordable-housing-goals","source":"https://www.fhfa.gov/programs/enterprise-affordable-housing-goals"},"sources":["https://www.fhfa.gov/programs/enterprise-affordable-housing-goals","https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"]},{"id":"fhfa-duty-to-serve-reports","code":"Duty to Serve Reports","name":"Duty to Serve reports","official_name":"Enterprise reports on Duty to Serve Underserved Markets Plans (12 CFR 1282.66)","group":"Housing goals and mission","status":"in force","status_note":{"text":"FHFA issued Non-Objections to the Enterprises' 2025-2027 Underserved Markets Plans, covering the manufactured housing, rural housing and affordable housing preservation markets, on 25 November 2024, and to their modified Plans on 23 October 2026.","source":"https://www.fhfa.gov/programs/duty-to-serve"},"purpose":{"text":"Reports each Enterprise's progress against the activities and objectives in its Underserved Markets Plan for manufactured housing, rural housing and affordable housing preservation.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"who_files":{"text":"Each Enterprise (Fannie Mae and Freddie Mac).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"frequency":{"value":"quarterly","text":"First and third quarter reports, a second quarter report, and an annual report covering the full calendar year.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"deadline":{"text":"The first and third quarter reports are due within 60 days of the end of the respective quarter; the second quarter report is due within 60 days of the end of the second quarter; the annual report is due no later than 75 days after the end of the calendar year (12 CFR 1282.66).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"formats":{"values":["Other"],"text":"No specific electronic filing format is stated on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"legal_basis":[{"title":"12 CFR 1282.66 (Enterprise reports on Duty to Serve)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"}],"templates":{"count":0,"items":[],"note":"Each report must include narrative and summary statistical information for the Plan's objectives, with transaction-level detail; not divided into separate named schedules on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"documents":["fhfa-duty-to-serve","cfr-12-part1282"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No standalone, published catalogue of edit checks was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"public_data":{"level":"aggregate","text":"FHFA makes certain information from the first, second and third quarter reports public after the calendar year ends, and certain information from the annual reports public after it receives them, with confidential and proprietary data left out.","url":"https://www.fhfa.gov/programs/duty-to-serve","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"},"sources":["https://www.fhfa.gov/programs/duty-to-serve","https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf"]},{"id":"fhfa-community-support-statement","code":"Community Support Statement","name":"Community Support Statement","official_name":"Community Support Statement under the Community Support Program (12 CFR Part 1290)","group":"FHLBank membership and community support","status":"in force","purpose":{"text":"Documents a FHLBank member's Community Reinvestment Act performance and its support of first-time homebuyers, so FHFA can review the member for continued access to long-term FHLBank advances.","source":"https://www.fhfa.gov/programs/affordable-housing"},"who_files":{"text":"Each FHLBank member (a commercial bank, thrift, credit union or insurance company that belongs to a Federal Home Loan Bank), except a non-depository community development financial institution, which is deemed to comply by virtue of its CDFI certification instead. This is filed by FHLBank members, not by the FHLBanks themselves or FHFA's other regulated entities.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"},"frequency":{"value":"varies","text":"Once every two years, in each odd-numbered year, on dates FHFA designates for each biennial review cycle.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"},"deadline":{"text":"FHFA designates the submission dates for each biennial review cycle by written notice to the Banks; a member not required to file (for example one that has belonged to its Bank for less than a year) is exempt for that cycle (12 CFR 1290.2).","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"},"formats":{"values":["Other"],"text":"A completed Community Support Statement form, executed by a senior officer of the member and submitted to FHFA under its submission instructions; no specific electronic filing system is named on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"},"legal_basis":[{"title":"12 CFR Part 1290 (Community Support Requirements), implementing section 10(g) of the Federal Home Loan Bank Act","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"}],"templates":{"count":1,"items":[{"code":"Community Support Statement","name":"Community Support Statement form"}],"note":"FHFA provides a blank Community Support Statement form to each Bank on request, for the Bank to give its members.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"},"documents":["fhfa-affordable-housing","cfr-12-part1290"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"FHFA reviews each submitted Statement against published community support standards, but no standalone, published catalogue of edit checks was found on the pages read.","source":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"},"public_data":{"level":"none found","text":"No public dataset of Community Support Statements was found on the pages read.","source":"https://www.fhfa.gov/programs/affordable-housing"},"sources":["https://www.fhfa.gov/programs/affordable-housing","https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf"]}],"documents":[{"id":"fhfa-website-privacy-policy","title":"FHFA Website Privacy Policy","url":"https://www.fhfa.gov/about/fhfa-policies/website-privacy-policy","role":"guidance","file_type":"html","downloadable":true,"size_bytes":99730,"sha256":null,"date":null,"note":"States FHFA's public-domain reuse policy, its seal and trademark exclusions, and the FHFA-source attribution it permits."},{"id":"fhfa-about","title":"About FHFA","url":"https://www.fhfa.gov/about","role":"guidance","file_type":"html","downloadable":true,"size_bytes":89648,"sha256":null,"date":null,"note":"States FHFA's mission and names the regulated entities: Fannie Mae, Freddie Mac, the 11 FHLBanks and the Office of Finance."},{"id":"fhfa-fhlb-system","title":"About the Federal Home Loan Bank System","url":"https://www.fhfa.gov/about/federal-home-loan-bank-system","role":"guidance","file_type":"html","downloadable":true,"size_bytes":87796,"sha256":null,"date":null,"note":"Describes the Office of Finance's role issuing and servicing the FHLBanks' consolidated obligations."},{"id":"fhfa-examinations","title":"FHFA Examinations","url":"https://www.fhfa.gov/supervision/fhfa-examinations","role":"guidance","file_type":"html","downloadable":true,"size_bytes":81277,"sha256":null,"date":null,"note":"Names the regulated entities FHFA examines: Fannie Mae, Freddie Mac, U.S. FinTech, the FHLBanks and the Office of Finance."},{"id":"fhfa-dfast-page","title":"Dodd-Frank Act Stress Tests (DFAST)","url":"https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests","role":"guidance","file_type":"html","downloadable":true,"size_bytes":90407,"sha256":null,"date":null,"note":"States that, as of March 2020, the FHLBanks are no longer required to conduct Dodd-Frank Act stress tests, leaving only Fannie Mae and Freddie Mac in scope."},{"id":"fhfa-fhlb-stress-tests","title":"Federal Home Loan Bank Stress Tests For Market And Credit Risk","url":"https://www.fhfa.gov/data/fhlb-stress-tests","role":"guidance","file_type":"html","downloadable":true,"size_bytes":80355,"sha256":null,"date":null,"note":"FHFA, not the Banks, provides these market and credit risk scenarios; the Banks use them as model inputs rather than filing a return under this program."},{"id":"fhfa-enterprise-housing-goals","title":"Fannie Mae & Freddie Mac Affordable Housing Goals","url":"https://www.fhfa.gov/programs/enterprise-affordable-housing-goals","role":"guidance","file_type":"html","downloadable":true,"size_bytes":92281,"sha256":null,"date":null,"note":"Links each Enterprise's Annual Housing Activity Reports and Determinations."},{"id":"fhfa-duty-to-serve","title":"Duty to Serve Program","url":"https://www.fhfa.gov/programs/duty-to-serve","role":"guidance","file_type":"html","downloadable":true,"size_bytes":97792,"sha256":null,"date":null,"note":"States that FHFA issued Non-Objections to the Enterprises' 2025-2027 Underserved Markets Plans on 25 November 2024, and to modified Plans on 23 October 2026."},{"id":"fhfa-affordable-housing","title":"Affordable Housing Program","url":"https://www.fhfa.gov/programs/affordable-housing","role":"guidance","file_type":"html","downloadable":true,"size_bytes":85253,"sha256":null,"date":null,"note":"States that the Community Support Program requires each FHLBank member, except non-depository CDFIs, to submit a Community Support Statement to FHFA once every two years."},{"id":"cfr-12-part1238","title":"12 CFR Part 1238, Stress Testing of Regulated Entities (2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1238.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":193625,"sha256":"eaedbd74a9c785edc3457a92a7ba7daa946733c0f4030b1db2627e8f077066ac","date":"2025-01-01","note":"Section 1238.3 limits the annual stress test to each Enterprise and § 1238.5 sets the 20 May reporting deadline relied on here."},{"id":"cfr-12-part1240","title":"12 CFR Part 1240, Capital Adequacy of Enterprises (2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1240.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":2909855,"sha256":"d71cfaecdd0002ce8eccd1448df3a16b0e189160eb809bc654758afb8e6e00e3","date":"2025-01-01","note":"Section 1240.1(f) sets the quarterly capital report, its 60-day deadline and its 15-day amendment deadline relied on here."},{"id":"cfr-12-part1273","title":"12 CFR Part 1273, Office of Finance (2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1273.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":208314,"sha256":"1ef5d5c8ab8bd8d2dd69829bd98923d0e97f9088bf6f670f32c1672f4c449b2d","date":"2025-01-01","note":"Section 1273.6(b) sets the combined annual (90-day) and quarterly (45-day) FHLBank System financial reporting deadlines relied on here."},{"id":"cfr-12-part1282","title":"12 CFR Part 1282, Enterprise Housing Goals and Mission (2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1282.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":289194,"sha256":"fdeacb5977741eaa7e63f93b0e57d0ee72072706805648684d215fe6159dc969","date":"2025-01-01","note":"Subpart D (§§ 1282.61 to .66) sets the Mortgage Report, Annual Housing Activities Report and Duty to Serve reporting requirements relied on here."},{"id":"cfr-12-part1290","title":"12 CFR Part 1290, Community Support Requirements (2025 annual edition)","url":"https://www.govinfo.gov/content/pkg/CFR-2025-title12-vol10/pdf/CFR-2025-title12-vol10-part1290.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":198313,"sha256":"dd91c8b3f6547a6db49a72ebe8aec38a89938a0f915aad7af3fae7d6e0382c93","date":"2025-01-01","note":"Section 1290.2 sets the biennial, odd-year Community Support Statement requirement relied on here."}]}]}