{"name":"Line4 regulatory submissions library","licence":"Line4's own text, and the way Line4 has collected and arranged these records, are licensed under CC BY 4.0. The facts themselves (names, codes, dates, frequencies, formats) belong to no one. The regulators' document titles, template names, quoted terms and documents belong to the regulators and are not covered by this licence: see each regulator's reuse terms. Not affiliated with or endorsed by any regulator.","license_url":"https://creativecommons.org/licenses/by/4.0/","credit":"Source: Line4 regulatory submissions library (CC BY 4.0), https://www.line4.ai","last_checked":"2026-11-13","url":"https://www.line4.ai/regulatory-returns","regulators":[{"id":"cmf-chile","last_checked":"2026-11-13","regulator":{"name":"Comision para el Mercado Financiero (Commission for the Financial Market)","short_name":"CMF","country":"Chile","country_code":"CL","region":"Latin America","website":"https://www.cmfchile.cl","what_it_does":"The CMF is Chile's technical public regulator for the financial market, created from the 2019 merger of the former Superintendency of Banks and Financial Institutions (SBIF) into the former Superintendency of Securities and Insurance. It supervises banks and other financial institutions, insurers and the securities market, to keep the financial market working properly, developing and stable, and to protect investors, depositors and the insured. Supervised entities must comply with the laws, regulations and other rules that govern them, and the CMF collects periodic reports and public disclosures from them for that purpose.","source":"https://www.cmfchile.cl/portal/principal/623/w4-propertyvalue-48664.html"},"scope":{"text":"3 national returns for banks (the CMF publishes no single consolidated list of every periodic return it collects; this page is anchored on three chapters of its \"Recopilacion Actualizada de Normas\" (RAN), the compiled banking rulebook, found from the RAN's own chapter index): (1) Capitulo 18-3, which requires banks to prepare and send periodic information to the CMF, by file or by form, under the \"Manual del Sistema de Informacion\" (MSI, Information System Manual) and the \"Compendio de Normas Contables\" (Compendium of Accounting Standards); (2) Capitulo 20-8, which requires banks to report operational incidents, especially cybersecurity incidents, to the CMF as they happen; (3) Capitulo 21-20, the Basel Pillar 3 market-discipline and transparency disclosure standard, which lists every table and form a bank must publish and how often. Left out: the detailed periodic-information schedule itself, set out in Chapter C-3 of the Compendium of Accounting Standards and in the MSI (both referred to by Capitulo 18-3 but not read in full so far, and the MSI's own listing page is a JavaScript application not reachable by a plain fetch); banks' Basel III capital-adequacy reporting chapters (21-1 to 21-30), read only for the Pillar 3 disclosure chapter; insurers, securities issuers, pension fund administrators, cooperatives, payment-card issuers and other non-bank entities the CMF also supervises, which have their own, separate rulebooks not examined so far.","source":"https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49163.html"},"submission_systems":[],"licence":{"name":"CMF Chile: \"Descargo de Responsabilidades\" (Disclaimer)","quote":"La Comision para el Mercado Financiero (CMF) autoriza la reproduccion total o parcial de la informacion contenida en este Website, siempre y cuando se mencione la fuente.","url":"https://www.cmfchile.cl/portal/principal/623/w4-article-1833.html","checked":"2026-11-13","redistribution":"allowed with conditions","conditions":"Name the CMF as the source.","decision":"link-only","decision_reason":"The Disclaimer authorises full or partial reproduction of the site's information with the source named, which would support a mirror; no document was downloaded a second time and byte-verified as suitable to mirror so far, so every file here is link-only for now.","required_notice":"Source: Comision para el Mercado Financiero (CMF), https://www.cmfchile.cl. The plain-English summaries are Line4's own; the CMF does not endorse this library."},"public_filed_data":[{"name":"Balance y Estado de Situacion Bancos (bank balance sheet and statement of position)","level":"firm-level","description":"A monthly zip archive, named by individual bank, of each bank's balance sheet and statement of financial position. Published as an archive of past months.","url":"https://www.cmfchile.cl/portal/estadisticas/626/w4-propertyvalue-30250.html","format":"Zip archive of tables, published monthly","returns":["msi-periodic-information"],"reuse":"The CMF's Disclaimer applies (see the licence block): reproduction is permitted with the source named.","source":"https://www.cmfchile.cl/portal/estadisticas/626/w4-propertyvalue-30250.html"}],"gaps":["The Manual del Sistema de Informacion (MSI) and Chapter C-3 of the Compendium of Accounting Standards, which Capitulo 18-3 names as where the periodic-information templates, formats and deadlines are defined, were not read so far: the MSI's own listing page (Manuales de Sistemas de Informacion) is a JavaScript application whose document list could not be read by a plain fetch, and the Compendium itself was not located as a single downloadable file among the pages browsed.","The operational-incident return (Capitulo 20-8) names no fixed template beyond the minimum fields listed in the chapter itself; whether a structured form also exists was not confirmed.","No CMF page stating the current number of banks or branches of foreign banks operating in Chile was read so far, so the size of the supervised population is not given on this page.","Insurers, securities issuers, pension fund administrators, cooperatives, payment-card issuers and other non-bank entities the CMF supervises have their own, separate rulebooks (linked from the same Legislacion y normativa menu) that were not examined so far.","The CMF's Pillar 3 chapter (21-20) cross-references its Basel III capital-adequacy chapters (21-1 to 21-30); only the disclosure chapter itself was read in full, not the underlying capital-adequacy calculation chapters."],"sources":[{"title":"RAN Recopilacion Actualizada de Normas de Bancos","url":"https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49163.html"},{"title":"Capitulo 18-3: Compendio de Normas Contables y Manual del Sistema de Informacion","url":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},{"title":"Capitulo 20-8: Informacion de Incidentes Operacionales","url":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},{"title":"Capitulo 21-20: Disciplina de Mercado y Transparencia","url":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},{"title":"Manuales de Sistemas de Informacion - MSI","url":"https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49340.html"},{"title":"Estados Financieros","url":"https://www.cmfchile.cl/portal/estadisticas/626/w4-propertyvalue-30250.html"},{"title":"Que es la CMF","url":"https://www.cmfchile.cl/portal/principal/623/w4-propertyvalue-48664.html"},{"title":"Descargo de Responsabilidades","url":"https://www.cmfchile.cl/portal/principal/623/w4-article-1833.html"}],"returns":[{"id":"msi-periodic-information","code":"MSI","name":"Periodic financial and regulatory information (Manual del Sistema de Informacion)","official_name":"Informacion periodica a traves de archivos o formularios, segun el Manual del Sistema de Informacion","group":"Banks (national)","status":"in force","purpose":{"text":"The CMF's accounting instructions for banks are in its Compendium of Accounting Standards; updates to the periodic financial information models it requires (Chapter C-3 of that Compendium) are announced by official notice (Oficio Circular). To prepare and send that periodic information, by file or by form, banks must follow the instructions in the \"Manual del Sistema de Informacion\" (MSI, Information System Manual).","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},"who_files":{"text":"Banks, under the Recopilacion Actualizada de Normas (the CMF's compiled banking rulebook).","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},"frequency":{"value":"varies","text":"Set out line by line in Chapter C-3 of the Compendium of Accounting Standards and in the MSI itself, neither of which was read in full so far; the Capitulo 18-3 rule that creates the duty does not itself state a single frequency.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},"deadline":{"text":"Not stated in Capitulo 18-3 itself; set template by template in the MSI and the Compendium of Accounting Standards, neither read in full so far.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},"formats":{"values":["Other"],"text":"By file (\"archivo\") or by form (\"formulario\"), as the MSI's own instructions set out for each report; the exact file format (fixed-width, XML or other) is not stated in Capitulo 18-3 itself.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},"legal_basis":[{"title":"Recopilacion Actualizada de Normas, Capitulo 18-3: Compendio de Normas Contables y Manual del Sistema de Informacion","url":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"}],"templates":{"count":0,"items":[],"note":"Capitulo 18-3 names the Manual del Sistema de Informacion and the Compendium of Accounting Standards (Chapter C-3) as where the individual report templates are defined; the MSI's own listing page is a JavaScript application whose document list could not be read by a plain fetch, so no template is itemised in this library so far.","source":"https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49340.html"},"documents":["cmf-cap18-3","cmf-ran-bancos-index"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No numbered set of validation rules was found on the pages read so far; Capitulo 18-3 says only that technical adjustments to file layouts are announced by official notice.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf"},"public_data":{"level":"firm-level","text":"The CMF publishes a monthly \"Balance y Estado de Situacion Bancos\" (bank balance sheet and statement of position) workbook, named by individual bank, as a zip download; this is the clearest public output tied to this return, though the CMF does not say the workbook comes from this specific MSI return by name.","url":"https://www.cmfchile.cl/portal/estadisticas/626/w4-propertyvalue-30250.html","format":"Zip archive of tables, published monthly","source":"https://www.cmfchile.cl/portal/estadisticas/626/w4-propertyvalue-30250.html"},"sources":["https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf","https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49163.html","https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49340.html"]},{"id":"operational-incidents","code":"Cap. 20-8","name":"Operational incident reporting","official_name":"Informacion de Incidentes Operacionales","group":"Banks (national)","status":"in force","purpose":{"text":"Requires banks to tell the CMF about operational incidents, especially cybersecurity incidents, that affect or risk business continuity, the entity's or its clients' funds, service quality or the institution's image, so the CMF can monitor the bank's detection, response and recovery.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"who_files":{"text":"Banks, under the Recopilacion Actualizada de Normas. A senior officer the bank designates must send the reports and be available to answer the CMF's questions.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"frequency":{"value":"event-driven","text":"Whenever a reportable operational incident occurs, with a further report when the incident closes.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"deadline":{"text":"Within 30 minutes of the incident occurring, at any time of day, on working or non-working days. The missing fields in the initial report are not a reason to miss this deadline.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"formats":{"values":["Other"],"text":"Sent to the CMF through the same designated mailbox for both the opening and the closing report; the chapter does not name a specific file format or template.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"legal_basis":[{"title":"Recopilacion Actualizada de Normas, Capitulo 20-8: Informacion de Incidentes Operacionales","url":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"}],"templates":{"count":0,"items":[],"note":"No fixed template is named; the chapter lists, as a minimum, the fields the opening and closing reports must each cover (an incident identifier, the entity's name, a description, start and close dates, causes, affected products or services, and measures taken).","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"documents":["cmf-cap20-8"],"validation_rules":{"published":false,"count":null,"where":null,"machine_readable":false,"note":"No published validation rules; the CMF may ask for extra reports (for example a forensic report) case by case.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"public_data":{"level":"none found","text":"No data from this specific return, by name, was found published by the CMF on the pages read so far.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"},"sources":["https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf"]},{"id":"pillar3-disclosure","code":"Cap. 21-20","name":"Pillar 3 public disclosure (market discipline and transparency)","official_name":"Disciplina de Mercado y Transparencia","group":"Banks (national)","status":"in force","purpose":{"text":"Chile's version of the Basel Committee's Pillar 3 disclosure standard, complementing the Pillar 1 and 2 requirements. Banks must publish a document giving the market and users of the information a better basis for assessing each bank's risk profile, capital position and capital structure, at both local and global consolidated level, in a single format.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"who_files":{"text":"All banks incorporated in Chile and branches of foreign banks operating in the local market, at both local consolidated and global consolidated level, whether or not the disclosed information is audited.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"frequency":{"value":"quarterly","text":"The Pillar 3 document is published quarterly. Each quarterly publication updates whichever tables and forms fall due on their own cycle: quarterly items every quarter; semi-annual items added in the second and fourth quarters; annual items added only in the fourth quarter, alongside the bank's annual financial statements.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"deadline":{"text":"No more than 15 days after the bank publishes its statement of financial position for the same period; for the fourth-quarter publication, no more than 15 days after its annual financial statements are published.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"formats":{"values":["PDF","Other"],"text":"Published by the bank itself, as a standalone document or as part of its interim financial statements. Each table or form has a \"fixed\" format (set out exactly in the chapter's annex) or a \"flexible\" format (the bank's own wording, within the chapter's disclosure requirements).","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"legal_basis":[{"title":"Recopilacion Actualizada de Normas, Capitulo 21-20: Disciplina de Mercado y Transparencia","url":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},{"title":"Ley General de Bancos, Articulos 14 and 16, and Decreto Ley No 3.538 of 1980, Articulo 5 No 8","url":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"}],"templates":{"count":54,"items":[{"code":"KM1","name":"Key metrics"},{"code":"OVA","name":"Bank's approach to risk management"},{"code":"OV1","name":"Overview of risk-weighted assets"},{"code":"LIA","name":"Explanation of differences between accounting and regulatory exposure amounts"},{"code":"LI1","name":"Differences between the accounting and regulatory scopes of consolidation, mapped to regulatory risk categories"},{"code":"LI2","name":"Main sources of differences between regulatory exposure amounts and carrying values in the financial statements"},{"code":"CCA","name":"Main features of regulatory capital instruments"},{"code":"CC1","name":"Composition of regulatory capital"},{"code":"CC2","name":"Reconciliation of regulatory capital to the balance sheet"},{"code":"LR1","name":"Summary comparison of accounting assets against the leverage ratio exposure measure"},{"code":"LR2","name":"Leverage ratio common disclosure template"},{"code":"LIQA","name":"Liquidity risk management"},{"code":"LIQ1","name":"Liquidity coverage ratio (LCR)"},{"code":"LIQ2","name":"Net stable funding ratio (NSFR)"},{"code":"CRA","name":"General qualitative information on credit risk"},{"code":"CR1","name":"Credit quality of assets"},{"code":"CR2","name":"Changes in the stock of defaulted loans and debt securities"},{"code":"CRB","name":"Additional disclosure on the credit quality of assets"},{"code":"CRC","name":"Qualitative disclosure on credit risk mitigation techniques"},{"code":"CR3","name":"Overview of credit risk mitigation techniques"},{"code":"CRD","name":"Qualitative disclosure on the use of external credit ratings under the standardised approach"},{"code":"CR4","name":"Standardised approach: credit risk exposure and the effects of mitigation techniques"},{"code":"CR5","name":"Standardised approach: exposures by counterparty type and risk weight"},{"code":"CRE","name":"Qualitative disclosure on internal-ratings-based (IRB) methodologies"},{"code":"CR6","name":"IRB: credit risk exposures by portfolio and probability-of-default band"},{"code":"CR8","name":"Changes in risk-weighted assets under internal-ratings-based methodologies"},{"code":"CR9","name":"IRB: back-testing of probability of default by portfolio"},{"code":"CCRA","name":"Qualitative disclosure on counterparty credit risk"},{"code":"CCR1","name":"Analysis of counterparty credit risk exposure"},{"code":"CCR3","name":"Standardised approach for counterparty credit risk exposures, by regulatory portfolio and risk weight"},{"code":"CCR4","name":"IRB: counterparty credit risk exposures by portfolio and probability-of-default band"},{"code":"CCR5","name":"Composition of collateral for counterparty credit risk exposures"},{"code":"CCR8","name":"Exposures to central counterparties"},{"code":"SECA","name":"Qualitative disclosure on securitisation exposures"},{"code":"SEC1","name":"Securitisation exposures in the banking book"},{"code":"SEC2","name":"Securitisation exposures in the trading book"},{"code":"SEC3","name":"Securitisation exposures in the banking book and the regulatory capital required, banks acting as originator or sponsor"},{"code":"SEC4","name":"Securitisation exposures in the banking book and the regulatory capital required, banks acting as investor"},{"code":"MRA","name":"Qualitative disclosure on market risk"},{"code":"MR1","name":"Market risk under the standardised approach"},{"code":"ORA","name":"General qualitative information on the bank's operational risk framework"},{"code":"OR1","name":"Historical losses"},{"code":"OR2","name":"Business indicator and its sub-components"},{"code":"OR3","name":"Minimum operational risk capital requirement"},{"code":"RMLBA","name":"Objectives and policies for managing interest rate risk in the banking book"},{"code":"RMBL1","name":"Quantitative information on interest rate risk in the banking book"},{"code":"REMA","name":"Remuneration policy"},{"code":"REM1","name":"Remuneration paid during the financial year"},{"code":"REM2","name":"Special payments"},{"code":"REM3","name":"Deferred remuneration"},{"code":"CMS1","name":"Comparison of risk-weighted assets under internal models and the standardised approach, by risk type"},{"code":"CMS2","name":"Comparison of risk-weighted assets under internal models and the standardised approach, by asset class"},{"code":"ENC","name":"Asset encumbrance"},{"code":"CDC","name":"Restrictions on the capacity to distribute capital"}],"note":"Counted from the chapter's own annex table of tables and forms, naming the disclosure requirement, format (fixed or flexible) and frequency (quarterly, semi-annual or annual) for each.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"documents":["cmf-cap21-20"],"validation_rules":{"published":true,"count":54,"count_basis":"The chapter's own annex fixes the exact layout of every \"fixed\"-format table and form, and defines the cross-checks a few of them must satisfy against each other (for example KM1's figures must equal named cells in CC1, LR2 and LIQ1).","where":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf","machine_readable":false,"rule_format":"A PDF annex of fixed table and form layouts, with some cross-references between templates written out in the text (for example '[KM1:1/a] corresponde a [CC1:29/a]').","note":"Written for a person preparing the disclosure to follow, not as a machine-readable rule set.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"},"public_data":{"level":"firm-level","text":"Published by each bank itself (as a standalone document or inside its interim financial statements), not centrally by the CMF.","source":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf","published_by":"firm"},"sources":["https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf"]}],"documents":[{"id":"cmf-cap18-3","title":"Capitulo 18-3: Compendio de Normas Contables y Manual del Sistema de Informacion","url":"https://www.cmfchile.cl/portal/normativa/624/articles-28968_doc_pdf.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":95746,"sha256":"289a5f0e61f94a932eefb1a6f5c790ca2609588ab3bd9ff41210792abb21cc16","date":"2024-05-15","note":"Dated by its most recent Circular, No 2.348 of 15 May 2024."},{"id":"cmf-cap20-8","title":"Capitulo 20-8: Informacion de Incidentes Operacionales","url":"https://www.cmfchile.cl/portal/normativa/624/articles-28983_doc_pdf.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":133106,"sha256":"d9fd08bd1df0ecefa22259119592b68474ad0db3875a1887f8a166df3c183d4d","date":"2024-07-25","note":"First issued by Circular No 3.640 of 31 August 2018; dated here by its most recent amendment, NCG No 515 of 25 July 2024."},{"id":"cmf-cap21-20","title":"Capitulo 21-20: Disciplina de Mercado y Transparencia","url":"https://www.cmfchile.cl/portal/normativa/624/articles-38828_doc_pdf.pdf","role":"legal text","file_type":"pdf","downloadable":true,"size_bytes":1215479,"sha256":"f25d9cd12e2a090845f9689030f0963e5d56029a3d3c467eeae24231d5a018df","date":"2021-08-19","note":"First issued by Circular No 2.283 of 1 December 2020; dated here by its most recent amendment shown on the pages read, Circular No 2.292 of 19 August 2021."},{"id":"cmf-ran-bancos-index","title":"RAN Recopilacion Actualizada de Normas de Bancos (chapter index)","url":"https://www.cmfchile.cl/portal/normativa/624/w4-propertyvalue-49163.html","role":"list of returns","file_type":"html","downloadable":true,"size_bytes":null,"sha256":null,"date":null,"note":"The CMF's own index of every chapter of the compiled banking rulebook; a dynamic page, so no size or SHA-256 is recorded."}]}]}